51405670
TowneBank is an FDIC insured institution headquartered at
5716 High St W, Portsmouth, VA 23703.
Deposit Rates -
August 25, 2026
SAVINGS RATES
APY
MIN
Savings
0.02% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.05% $10,000
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6 Mo CD
0.05% $100,000
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12 Mo CD
0.10% $10,000
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12 Mo CD
0.10% $100,000
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18 Mo CD
0.15% $10,000
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18 Mo CD
0.15% $100,000
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24 Mo CD
0.20% $10,000
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24 Mo CD
0.20% $100,000
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30 Mo CD
0.20% $10,000
Compare
30 Mo CD
0.20% $100,000
Compare
36 Mo CD
0.20% $10,000
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36 Mo CD
0.20% $100,000
Compare
48 Mo CD
0.20% $10,000
Compare
48 Mo CD
0.20% $100,000
Compare
60 Mo CD
0.20% $10,000
Compare
60 Mo CD
0.20% $100,000
Compare
MM RATES
APY
MIN
Money Market
0.01% $2,500
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Money Market
0.02% $10,000
Compare
Money Market
0.03% $25,000
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PREMM RATES
APY
MIN
Premium Money Market
0.01% $10,000
Compare
Premium Money Market
0.03% $25,000
Compare
FIXED IRA RATES
APY
MIN
Fixed IRA
0.10% $1
INT CHECKING RATES
APY
MIN
Int Ckg
0.01% $1
Int Ckg
0.01% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 35095
Date Established
1999
Assets
$ 19.69 billion
Loans
$ 13.34 billion
Deposits
$ 16.60 billion
Capital
$ 2.43 billion
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 1,334.90 million
Interest-bearing balances
$ 1,204.96 million
Total securities
$ 2.87 billion
Federal funds sold and reverse repurchase
$ 15.75 million
Net loans and leases
$ 13.34 billion
Loan loss allowance
$ 147.34 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 1.28 million
Goodwill and other intangibles
$ 690.61 million
All other assets
$ 573.67 million
Total Assets $ 17.26 billion
LIABILITIES
Total deposits
$ 16.60 billion
Interest-bearing deposits
$ 11.44 billion
Deposits held in domestic offices
$ 16.60 billion
% insured (estimated)" 53.08%
Federal funds purchased and repurchase agreements
$ 34.82 million
Trading liabilities
N.A.
Other borrowed funds
$ 55.47 million
Subordinated debt
$ 278.23 million
All other liabilities
$ 238.68 millionn
Total Liabilities $ 17.26 billion
Shareholders’ Equity $ 2.43 billion
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 846.48 million
Total Interest Expense
$ 282.65 million
Net interest income
$ 563.82 million
Provision for loan and lease losses
$ 23.50 million
Total non interest income
$ 328.78 million
Total non interest expense
$ 658.90 million
Pre-tax Net Operating Income
$ 115.68 million
Customer Reviews for TowneBank
Branches
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