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UMB Bank, National Association


Phone: 816 860 7930

ACH Number: 101205681

SWIFT Code: UMKCUS44XXX

UMB Bank, National Association is an FDIC insured institution headquartered at 1010 Grand Blvd, Kansas City, MO 64106.
It was founded in 1902 and has approximately $73 billion in assets. Customers can open an account at one of its 134 branches.

Deposit Rates - August 11, 2026

SAVINGS RATES APY MIN
SAV
0.02% $0 Compare
SAV
0.55% $1 Compare
CD RATES APY MIN
3 Mo CD
3.85% $5,000 Compare
9 Mo CD
3.90% $5,000 Compare
12 Mo CD
0.03% $0 Compare
15 Mo CD
3.75% $5,000 Compare
18 Mo CD
0.05% $0 Compare
24 Mo CD
0.05% $0 Compare
36 Mo CD
0.05% $0 Compare
48 Mo CD
0.05% $0 Compare
60 Mo CD
0.05% $0 Compare
MM RATES APY MIN
Money Market
3.71% $10,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.02% $25,000




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 8273
Date Established 1902
Assets $ 72.78 billion
Loans $ 38.36 billion
Deposits $ 61.06 billion
Capital $ 7.53 billion

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 7.87 billion
Interest-bearing balances $ 6.91 billion
Total securities $ 19.44 billion
Federal funds sold and reverse repurchase $ 1,548.09 million
Net loans and leases $ 38.36 billion
Loan loss allowance $ 419.48 million
Trading account assets $ 19.49 million
Bank premises and fixed assets N.A.
Other real estate owned $ 4.80 million
Goodwill and other intangibles $ 2.29 billion
All other assets $ 1,370.97 million
     Total Assets $ 65.25 billion

LIABILITIES
Total deposits $ 61.06 billion
      Interest-bearing deposits $ 43.52 billion
      Deposits held in domestic offices $ 61.06 billion
      % insured (estimated)" 37.65%
Federal funds purchased and repurchase agreements $ 3.32 billion
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 387.25 millionn
      Total Liabilities $ 65.25 billion
      Shareholders’ Equity $ 7.53 billion

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 3.35 billion
Total Interest Expense $ 1,450.66 million
Net interest income $ 1,899.89 million
Provision for loan and lease losses $ 154.50 million
Total non interest income $ 607.44 million
Total non interest expense $ 1,516.75 million
Pre-tax Net Operating Income $ 237.63 million

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