73908728
United Bank of Iowa is an FDIC insured institution headquartered at
501 2nd St, Ida Grove, IA 51445.
Deposit Rates -
August 18, 2026
SAVINGS RATES
APY
MIN
Savings
0.01% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.25% $10,000
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6 Mo CD
0.25% $100,000
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Special: 9 Mo CD
0.60% $10,000
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Special: 9 Mo CD
0.65% $50,000
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12 Mo CD
0.55% $10,000
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12 Mo CD
0.55% $100,000
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18 Mo CD
0.55% $10,000
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18 Mo CD
0.55% $100,000
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Special: 21 Mo CD
0.70% $10,000
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Special: 21 Mo CD
0.75% $50,000
Compare
30 Mo CD
0.65% $10,000
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30 Mo CD
0.65% $100,000
Compare
36 Mo CD
0.65% $10,000
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36 Mo CD
0.70% $100,000
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48 Mo CD
0.70% $10,000
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48 Mo CD
0.70% $100,000
Compare
60 Mo CD
0.80% $10,000
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60 Mo CD
0.80% $100,000
Compare
MM RATES
APY
MIN
Money Market
0.01% $2,500
Compare
Money Market
0.05% $10,000
Compare
Money Market
0.10% $25,000
Compare
VARIABLE IRA RATES
APY
MIN
Var IRA
0.10% $1
INT CHECKING RATES
APY
MIN
Int Ckg
0.01% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 958
Date Established
1932
Assets
$ 2.48 billion
Loans
$ 1,619.42 million
Deposits
$ 1,945.66 million
Capital
$ 222.75 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 67.57 million
Interest-bearing balances
$ 42.46 million
Total securities
$ 652.65 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 1,619.42 million
Loan loss allowance
$ 22.52 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.16 million
Goodwill and other intangibles
$ 15.24 million
All other assets
$ 62.21 million
Total Assets $ 2.26 billion
LIABILITIES
Total deposits
$ 1,945.66 million
Interest-bearing deposits
$ 1,591.85 million
Deposits held in domestic offices
$ 1,945.66 million
% insured (estimated)" 81.46%
Federal funds purchased and repurchase agreements
$ 33.01 million
Trading liabilities
N.A.
Other borrowed funds
$ 157.49 million
Subordinated debt
N.A.
All other liabilities
$ 9.10 millionn
Total Liabilities $ 2.26 billion
Shareholders’ Equity $ 222.75 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 117.06 million
Total Interest Expense
$ 56.26 million
Net interest income
$ 60.79 million
Provision for loan and lease losses
$ 1.42 million
Total non interest income
$ 15.54 million
Total non interest expense
$ 45.37 million
Pre-tax Net Operating Income
$ 13.06 million
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