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VIST Bank


VIST Bank is an FDIC insured institution headquartered at 1240 Broadcasting Road, Wyomissing, PA 19610.
It was founded in 1891 and has approximately $2 billion in assets. Customers can open an account at one of its 23 branches.

Deposit Rates - July 30, 2026

SAVINGS RATES APY MIN
Savings
0.03% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.10% $10,000 Compare
6 Mo CD
0.10% $100,000 Compare
Special: 9 Mo CD
0.55% $1,000 Compare
12 Mo CD
0.45% $10,000 Compare
12 Mo CD
0.45% $100,000 Compare
Special: 14 Mo CD
0.65% $1,000 Compare
18 Mo CD
0.50% $10,000 Compare
18 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
Special: 36 Mo CD
0.70% $1,000 Compare
36 Mo CD
0.65% $10,000 Compare
36 Mo CD
0.65% $100,000 Compare
48 Mo CD
0.95% $10,000 Compare
48 Mo CD
0.95% $100,000 Compare
60 Mo CD
1.00% $10,000 Compare
60 Mo CD
1.00% $100,000 Compare
MM RATES APY MIN
Money Market
0.02% $2,500 Compare
Money Market
0.03% $10,000 Compare
Money Market
0.03% $25,000 Compare
FIXED IRA RATES APY MIN
Special: 9 Mo FIRA
0.55% $1,000
Special: 14 Mo FIRA
0.65% $1,000
VARIABLE IRA RATES APY MIN
Var IRA
0.55% $1
INT CHECKING RATES APY MIN
Int Ckg
0.02% $1
Int Ckg
0.02% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 7748
Date Established 1891
Assets $ 1,991.61 million
Loans $ 1,254.97 million
Deposits $ 1,717.49 million
Capital $ 199.11 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 15.86 million
Interest-bearing balances $ 6.68 million
Total securities $ 567.09 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,254.97 million
Loan loss allowance $ 10.97 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 41.46 million
All other assets $ 46.30 million
     Total Assets $ 1,746.28 million

LIABILITIES
Total deposits $ 1,717.49 million
      Interest-bearing deposits $ 1,214.29 million
      Deposits held in domestic offices $ 1,717.49 million
      % insured (estimated)" 56.77%
Federal funds purchased and repurchase agreements $ 6.00 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 22.79 millionn
      Total Liabilities $ 1,746.28 million
      Shareholders’ Equity $ 245.34 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 62.03 million
Total Interest Expense $ 5.60 million
Net interest income $ 56.43 million
Provision for loan and lease losses $ 4.70 million
Total non interest income $ 4.94 million
Total non interest expense $ 42.75 million
Pre-tax Net Operating Income $ 13.92 million

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VIST Bank Locations

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