Washington State Bank
Washington State Bank is an FDIC insured institution headquartered at
103 North Main Street, Washington, LA 70589.
It was founded in
1893 and has approximately $0 billion in assets. Customers can open an account at one of its 7 branches.
Deposit Rates - December 08, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.30% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.60% | $10,000 | Compare |
|
6 Mo CD
|
0.60% | $100,000 | Compare |
|
12 Mo CD
|
0.80% | $10,000 | Compare |
|
12 Mo CD
|
0.80% | $100,000 | Compare |
|
18 Mo CD
|
1.10% | $10,000 | Compare |
|
18 Mo CD
|
1.10% | $100,000 | Compare |
|
24 Mo CD
|
1.15% | $10,000 | Compare |
|
Special: 24 Mo CD
|
1.15% | $25,000 | Compare |
|
24 Mo CD
|
1.15% | $100,000 | Compare |
|
30 Mo CD
|
1.25% | $10,000 | Compare |
|
30 Mo CD
|
1.25% | $100,000 | Compare |
|
36 Mo CD
|
1.30% | $10,000 | Compare |
|
Special: 36 Mo CD
|
1.30% | $100,000 | Compare |
|
36 Mo CD
|
1.30% | $100,000 | Compare |
|
48 Mo CD
|
1.35% | $10,000 | Compare |
|
48 Mo CD
|
1.35% | $100,000 | Compare |
|
60 Mo CD
|
1.50% | $10,000 | Compare |
|
60 Mo CD
|
1.50% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.20% | $2,500 | Compare |
|
Money Market
|
0.20% | $10,000 | Compare |
|
Money Market
|
0.30% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Special: 24 Mo FIRA
|
1.15% | $25,000 |
|
Special: 36 Mo FIRA
|
1.30% | $100,000 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.20% | $1 |
|
Int Ckg
|
0.20% | $2,500 |
Featured Home Equity Rates
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$25,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 9326 |
| Date Established | 1893 |
| Assets | $ 305.02 million |
| Loans | $ 227.63 million |
| Deposits | $ 271.26 million |
| Capital | $ 30.56 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 19.82 million |
| Interest-bearing balances | $ 15.09 million |
| Total securities | $ 44.87 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 227.63 million |
| Loan loss allowance | $ 3.09 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.12 million |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 7.45 million |
| Total Assets | $ 274.46 million |
| LIABILITIES | |
| Total deposits | $ 271.26 million |
| Interest-bearing deposits | $ 192.92 million |
| Deposits held in domestic offices | $ 271.26 million |
| % insured (estimated)" | 73.44% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 1.48 millionn |
| Total Liabilities | $ 274.46 million |
| Shareholders’ Equity | $ 30.56 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 8.46 million |
| Total Interest Expense | $ 2.68 million |
| Net interest income | $ 5.78 million |
| Provision for loan and lease losses | $ 0.15 million |
| Total non interest income | $ 0.46 million |
| Total non interest expense | $ 4.00 million |
| Pre-tax Net Operating Income | $ 1.51 million |
Customer Reviews for Washington State Bank
Branches
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Washington State Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBankLOUISIANA$50,000N.A.0.30%1.33x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 150 105 2 50,150 150 105 3 50,300 151 106 4 50,451 151 106 5 50,603 152 106 6 50,755 152 107 7 50,907 153 107 8 51,059 153 107 9 51,213 154 108 10 51,366 154 108 11 51,520 155 108 12 51,675 155 109 13 51,830 155 109 14 51,985 156 109 15 52,141 156 109 16 52,298 157 110 17 52,455 157 110 18 52,612 158 110 19 52,770 158 111 20 52,928 159 111 TOTAL $3,087 $2,161 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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