Wayne Bank
Wayne Bank is an FDIC insured institution headquartered at
717 Main St, Honesdale, PA 18431.
It was founded in
1871 and has approximately $2 billion in assets. Customers can open an account at one of its 27 branches.
Deposit Rates - December 05, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.20% | $10,000 | Compare |
|
6 Mo CD
|
0.20% | $100,000 | Compare |
|
12 Mo CD
|
0.30% | $10,000 | Compare |
|
12 Mo CD
|
0.30% | $100,000 | Compare |
|
18 Mo CD
|
0.30% | $10,000 | Compare |
|
18 Mo CD
|
0.30% | $100,000 | Compare |
|
Special: 24 Mo CD
|
0.30% | $1,000 | Compare |
|
24 Mo CD
|
0.40% | $10,000 | Compare |
|
24 Mo CD
|
0.40% | $100,000 | Compare |
|
30 Mo CD
|
0.40% | $10,000 | Compare |
|
30 Mo CD
|
0.40% | $100,000 | Compare |
|
36 Mo CD
|
0.60% | $10,000 | Compare |
|
36 Mo CD
|
0.60% | $100,000 | Compare |
|
48 Mo CD
|
0.70% | $10,000 | Compare |
|
48 Mo CD
|
0.70% | $100,000 | Compare |
|
60 Mo CD
|
0.80% | $10,000 | Compare |
|
60 Mo CD
|
0.80% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $2,500 | Compare |
|
Money Market
|
0.10% | $10,000 | Compare |
|
Money Market
|
0.10% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Special: 24 Mo FIRA
|
0.30% | $1,000 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.05% | $1 |
|
Int Ckg
|
0.05% | $2,500 |
Loan Rates - December 05, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
10 Year Fixed Conforming
|
5.30% | $3,622.31 |
|
15 Year Fixed Conforming
|
5.46% | $2,759.82 |
|
20 Year Fixed Conforming
|
5.61% | $2,407.36 |
|
30 Year Fixed Conforming
|
6.56% | $2,115.23 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
10 Year Fixed Conforming
|
5.30% | $3,622.31 |
|
15 Year Fixed Conforming
|
5.46% | $2,759.82 |
|
20 Year Fixed Conforming
|
5.61% | $2,407.36 |
|
30 Year Fixed Conforming
|
6.56% | $2,115.23 |
|
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
6 Year
|
6.42% | $417.16 |
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 698 |
| Date Established | 1871 |
| Assets | $ 2.37 billion |
| Loans | $ 1,762.78 million |
| Deposits | $ 1,999.44 million |
| Capital | $ 225.02 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 53.05 million |
| Interest-bearing balances | $ 20.99 million |
| Total securities | $ 402.46 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 1,762.78 million |
| Loan loss allowance | $ 20.91 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 29.59 million |
| All other assets | $ 77.75 million |
| Total Assets | $ 2.14 billion |
| LIABILITIES | |
| Total deposits | $ 1,999.44 million |
| Interest-bearing deposits | $ 1,591.48 million |
| Deposits held in domestic offices | $ 1,999.44 million |
| % insured (estimated)" | 62.33% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 4.41 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 18.03 millionn |
| Total Liabilities | $ 2.14 billion |
| Shareholders’ Equity | $ 225.02 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 61.26 million |
| Total Interest Expense | $ 24.37 million |
| Net interest income | $ 36.89 million |
| Provision for loan and lease losses | $ 1.81 million |
| Total non interest income | $ 4.64 million |
| Total non interest expense | $ 24.12 million |
| Pre-tax Net Operating Income | $ 17.70 million |
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