Wayne Bank and Trust Co.
Wayne Bank and Trust Co. is an FDIC insured institution headquartered at
145 W Main St, Cambridge City, IN 47327.
It was founded in
1882 and has approximately $0 billion in
assets. Customers can open an account at one of its 3 branches.
Deposit Rates - May 6, 2024
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.07% | $2,500 | Compare |
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
0.20% | $10,000 | Compare |
6 Mo CD
|
0.20% | $100,000 | Compare |
12 Mo CD
|
0.40% | $10,000 | Compare |
12 Mo CD
|
0.40% | $100,000 | Compare |
18 Mo CD
|
0.45% | $10,000 | Compare |
18 Mo CD
|
0.45% | $100,000 | Compare |
24 Mo CD
|
0.55% | $10,000 | Compare |
24 Mo CD
|
0.55% | $100,000 | Compare |
36 Mo CD
|
0.60% | $10,000 | Compare |
36 Mo CD
|
0.60% | $100,000 | Compare |
48 Mo CD
|
0.70% | $10,000 | Compare |
48 Mo CD
|
0.70% | $100,000 | Compare |
60 Mo CD
|
0.75% | $10,000 | Compare |
60 Mo CD
|
0.75% | $100,000 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.15% | $2,500 | Compare |
Money Market
|
0.15% | $10,000 | Compare |
Money Market
|
0.25% | $25,000 | Compare |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.05% | $1 |
Int Ckg
|
0.10% | $2,500 |
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Featured 30-Year Fixed Mortgage Rates
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Overview 2024
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 1849 |
Date Established | 1882 |
Assets | $ 218.44 million |
Loans | $ 161.63 million |
Deposits | $ 194.25 million |
Capital | $ 16.63 million |
Summary Balance Sheet as of June 30, 2023
ASSETS | |
Cash & Balances due from depository institutions | $ 5.40 million |
Interest-bearing balances | $ 4.17 million |
Total securities | $ 41.12 million |
Federal funds sold and reverse repurchase | N.A. |
Net loans and leases | $ 161.63 million |
Loan loss allowance | $ 1.90 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | N.A. |
Goodwill and other intangibles | $ 1.15 million |
All other assets | $ 6.50 million |
Total Assets | $ 201.80 million |
LIABILITIES | |
Total deposits | $ 194.25 million |
Interest-bearing deposits | $ 157.91 million |
Deposits held in domestic offices | $ 194.25 million |
% insured (estimated) | 74.95% |
Federal funds purchased and repurchase agreements | N.A. |
Trading liabilities | N.A. |
Other borrowed funds | N.A. |
Subordinated debt | N.A. |
All other liabilities | $ 0.51 millionn |
Total Liabilities | $ 201.80 million |
Shareholders’ Equity | $ 16.63 million |
Summary Income Statement as of June 30, 2023
INCOME AND EXPENSES | |
Total Interest Income | $ 9.65 million |
Total Interest Expense | $ 2.94 million |
Net interest income | $ 6.71 million |
Provision for loan and lease losses | $ 0.01 million |
Total non interest income | $ 1.70 million |
Total non interest expense | $ 7.02 million |
Pre-tax Net Operating Income | $ 1.13 million |
Customer Reviews for Wayne Bank and Trust Co.
Branches
Click on location and enter new zip number to change.
Your current location is: Columbus, OH
Wayne Bank and Trust Co. Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL SAVINGSBankINDIANA$50,000N.A.0.07%0.33x (National Avg. - 0.22%)$2,500-SCENARIO
Year Rate
0.07%Annual
InterestAnnual Interest
(After Tax)1 50,000 35 25 2 50,035 35 25 3 50,070 35 25 4 50,105 35 25 5 50,140 35 25 6 50,175 35 25 7 50,210 35 25 8 50,246 35 25 9 50,281 35 25 10 50,316 35 25 11 50,351 35 25 12 50,386 35 25 13 50,422 35 25 14 50,457 35 25 15 50,492 35 25 16 50,528 35 25 17 50,563 35 25 18 50,598 35 25 19 50,634 35 25 20 50,669 35 25 TOTAL $705 $493 - 2ONLINE SAVINGSBank-$50,000N.A.5.15%23.95x (National Avg. - 0.22%)$0-SCENARIO
Year Rate
5.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,575 1,803 2 52,575 2,708 1,895 3 55,283 2,847 1,993 4 58,130 2,994 2,096 5 61,123 3,148 2,203 6 64,271 3,310 2,317 7 67,581 3,480 2,436 8 71,062 3,660 2,562 9 74,721 3,848 2,694 10 78,569 4,046 2,832 11 82,616 4,255 2,978 12 86,870 4,474 3,132 13 91,344 4,704 3,293 14 96,049 4,946 3,463 15 100,995 5,201 3,641 16 106,196 5,469 3,828 17 111,665 5,751 4,026 18 117,416 6,047 4,233 19 123,463 6,358 4,451 20 129,821 6,686 4,680 TOTAL $86,507 $60,555
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