Wells Fargo Bank, National Association
Phone: 800 869 3557
ACH Number: 121000248
SWIFT Code: WFBIUS6SXXX
Wells Fargo Bank, National Association is an FDIC insured institution headquartered at
3201 N 4th Ave, Sioux Falls, SD 57104.
It was founded in
1870 and has approximately $1,767 billion in assets. Customers can open an account at one of its 6371 branches.
Deposit Rates - February 04, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.01% | $1 | Compare |
|
SAV
|
1.01% | $100,000 | Compare |
|
SAV
|
2.50% | $1,000,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
1.02% | $25,000 | Compare |
|
3 Mo CD
|
1.02% | $100,000 | Compare |
|
4 Mo CD
|
3.49% | $5,000 | Compare |
|
6 Mo CD
|
1.02% | $25,000 | Compare |
|
6 Mo CD
|
1.02% | $100,000 | Compare |
|
7 Mo CD
|
3.50% | $5,000 | Compare |
|
11 Mo CD
|
2.99% | $5,000 | Compare |
|
12 Mo CD
|
1.51% | $25,000 | Compare |
|
12 Mo CD
|
1.51% | $100,000 | Compare |
|
18 Mo CD
|
1.51% | $5,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
7 Mo FIRA
|
3.24% | $2,500 |
|
11 Mo FIRA
|
2.99% | $2,500 |
|
12 Mo FIRA
|
1.51% | $100,000 |
|
24 Mo FIRA
|
1.76% | $25,000 |
|
24 Mo FIRA
|
2.27% | $100,000 |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
0.01% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $0 |
Loan Rates - February 04, 2026
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Jumbo
|
6.08% | $2,686.19 |
|
15 Year Fixed Conforming
|
6.32% | $2,864.10 |
|
30 Year Fixed Conforming
|
5.82% | $1,986.77 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
|
30 Year Fixed Jumbo
|
6.11% | $1,943.94 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Jumbo
|
6.18% | $2,735.74 |
|
15 Year Fixed Conforming
|
7.54% | $2,864.10 |
|
30 Year Fixed Conforming
|
5.20% | $2,225.23 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
|
30 Year Fixed Jumbo
|
6.23% | $1,890.26 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 3511 |
| Date Established | 1870 |
| Assets | $ 1,767.11 billion |
| Loans | $ 898.59 billion |
| Deposits | $ 1,424.84 billion |
| Capital | $ 172.70 billion |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 172.50 billion |
| Interest-bearing balances | $ 138.54 billion |
| Total securities | $ 414.32 billion |
| Federal funds sold and reverse repurchase | $ 67.72 billion |
| Net loans and leases | $ 898.59 billion |
| Loan loss allowance | $ 13.75 billion |
| Trading account assets | $ 93.49 billion |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 312.00 million |
| Goodwill and other intangibles | $ 29.80 billion |
| All other assets | $ 73.19 billion |
| Total Assets | $ 1,594.40 billion |
| LIABILITIES | |
| Total deposits | $ 1,424.84 billion |
| Interest-bearing deposits | $ 1,015.45 billion |
| Deposits held in domestic offices | $ 1,418.39 billion |
| % insured (estimated)" | 54.43% |
| Federal funds purchased and repurchase agreements | $ 59.70 billion |
| Trading liabilities | $ 23.35 billion |
| Other borrowed funds | $ 22.19 billion |
| Subordinated debt | $ 3.20 billion |
| All other liabilities | $ 25.02 billionn |
| Total Liabilities | $ 1,594.40 billion |
| Shareholders’ Equity | $ 172.70 billion |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 58.20 billion |
| Total Interest Expense | $ 19.73 billion |
| Net interest income | $ 38.46 billion |
| Provision for loan and lease losses | $ 2.62 billion |
| Total non interest income | $ 18.85 billion |
| Total non interest expense | $ 32.05 billion |
| Pre-tax Net Operating Income | $ 9.18 billion |
Customer Reviews for Wells Fargo Bank, National Association
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Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBank-$50,000N.A.0.01%0.04x (National Avg. - 0.23%)$1-SCENARIO
Year Rate
0.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 5 4 2 50,005 5 4 3 50,010 5 4 4 50,015 5 4 5 50,020 5 4 6 50,025 5 4 7 50,030 5 4 8 50,035 5 4 9 50,040 5 4 10 50,045 5 4 11 50,050 5 4 12 50,055 5 4 13 50,060 5 4 14 50,065 5 4 15 50,070 5 4 16 50,075 5 4 17 50,080 5 4 18 50,085 5 4 19 50,090 5 4 20 50,095 5 4 TOTAL $100 $70 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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