73903354
West Bank is an FDIC insured institution headquartered at
3330 Westown Parkway, West Des Moines, IA 50266.
Deposit Rates -
August 19, 2026
SAVINGS RATES
APY
MIN
Savings
0.05% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.20% $10,000
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6 Mo CD
0.25% $100,000
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12 Mo CD
0.30% $10,000
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12 Mo CD
0.50% $100,000
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18 Mo CD
0.30% $10,000
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18 Mo CD
0.50% $100,000
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24 Mo CD
0.40% $10,000
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24 Mo CD
0.55% $100,000
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30 Mo CD
0.40% $10,000
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30 Mo CD
0.60% $100,000
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36 Mo CD
0.50% $10,000
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36 Mo CD
0.70% $100,000
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48 Mo CD
0.60% $10,000
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48 Mo CD
0.80% $100,000
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60 Mo CD
0.70% $10,000
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60 Mo CD
0.90% $100,000
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MM RATES
APY
MIN
Money Market
0.05% $2,500
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Money Market
0.10% $10,000
Compare
Money Market
0.10% $25,000
Compare
VARIABLE IRA RATES
APY
MIN
Var IRA
0.05% $1
INT CHECKING RATES
APY
MIN
Int Ckg
0.05% $1
Int Ckg
0.05% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 15614
Date Established
1893
Assets
$ 4.14 billion
Loans
$ 2.97 billion
Deposits
$ 3.47 billion
Capital
$ 366.24 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 349.67 million
Interest-bearing balances
$ 325.64 million
Total securities
$ 468.45 million
Federal funds sold and reverse repurchase
$ 121.41 million
Net loans and leases
$ 2.97 billion
Loan loss allowance
$ 30.53 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 125.21 million
Total Assets $ 3.78 billion
LIABILITIES
Total deposits
$ 3.47 billion
Interest-bearing deposits
$ 2.93 billion
Deposits held in domestic offices
$ 3.47 billion
% insured (estimated)" 49.85%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 269.49 million
Subordinated debt
N.A.
All other liabilities
$ 22.61 millionn
Total Liabilities $ 3.78 billion
Shareholders’ Equity $ 366.24 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 192.23 million
Total Interest Expense
$ 96.97 million
Net interest income
$ 95.26 million
Provision for loan and lease losses
N.A.
Total non interest income
$ 10.18 million
Total non interest expense
$ 53.20 million
Pre-tax Net Operating Income
$ 34.79 million
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