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West Bank


ACH Number: 73903354

West Bank is an FDIC insured institution headquartered at 3330 Westown Parkway, West Des Moines, IA 50266.
It was founded in 1893 and has approximately $4 billion in assets. Customers can open an account at one of its 12 branches.

Deposit Rates - July 20, 2026

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.30% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
18 Mo CD
0.30% $10,000 Compare
18 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.40% $10,000 Compare
24 Mo CD
0.55% $100,000 Compare
30 Mo CD
0.40% $10,000 Compare
30 Mo CD
0.60% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.70% $100,000 Compare
48 Mo CD
0.60% $10,000 Compare
48 Mo CD
0.80% $100,000 Compare
60 Mo CD
0.70% $10,000 Compare
60 Mo CD
0.90% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.10% $25,000 Compare
VARIABLE IRA RATES APY MIN
Var IRA
0.05% $1
INT CHECKING RATES APY MIN
Int Ckg
0.05% $1
Int Ckg
0.05% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15614
Date Established 1893
Assets $ 4.14 billion
Loans $ 2.97 billion
Deposits $ 3.47 billion
Capital $ 366.24 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 349.67 million
Interest-bearing balances $ 325.64 million
Total securities $ 468.45 million
Federal funds sold and reverse repurchase $ 121.41 million
Net loans and leases $ 2.97 billion
Loan loss allowance $ 30.53 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 125.21 million
     Total Assets $ 3.78 billion

LIABILITIES
Total deposits $ 3.47 billion
      Interest-bearing deposits $ 2.93 billion
      Deposits held in domestic offices $ 3.47 billion
      % insured (estimated)" 49.85%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 269.49 million
Subordinated debt N.A.
All other liabilities $ 22.61 millionn
      Total Liabilities $ 3.78 billion
      Shareholders’ Equity $ 366.24 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 192.23 million
Total Interest Expense $ 96.97 million
Net interest income $ 95.26 million
Provision for loan and lease losses N.A.
Total non interest income $ 10.18 million
Total non interest expense $ 53.20 million
Pre-tax Net Operating Income $ 34.79 million

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