Banks | Wilmington Savings Fund Society, FSB

Wilmington Savings Fund Society, FSB


Wilmington Savings Fund Society, FSB is an FDIC insured institution headquartered at 500 Delaware Avenue, Wilmington, DE 19801.
It was founded in 1832 and has approximately $20 billion in assets. Customers can open an account at one of its 70 branches.

Deposit Rates - March 23, 2023

SAVINGS RATES APY MIN
Savings
0.03% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.30% $10,000 Compare
6 Mo CD
0.30% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
18 Mo CD
0.65% $10,000 Compare
18 Mo CD
0.65% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.50% $100,000 Compare
60 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.50% $100,000 Compare
MM RATES APY MIN
Money Market
0.03% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.01% $1
Int Ckg
0.01% $2,500

Loan Rates - March 23, 2023

HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
7.50% Varies
Compare with RATE Line of Credit from New American Funding, LLC New American Funding, LLC
Compare with 8.25 RATE Line of Credit from Bethpage Federal Credit Union Bethpage Federal Credit Union
Compare with RATE Line of Credit from AimLoan.com NMLS#2890 AimLoan.com NMLS#2890
Compare with RATE Line of Credit from Figure Home Equity Line Figure Home Equity Line
Compare with 6.74 RATE Line of Credit from Third Federal Savings and Loan Third Federal Savings and Loan
10 Year Loan
6.28% $554.85
15 Year Loan
6.73% $435.28
See Other Home Equity Rates →
AUTO LOAN RATES APR(%) MONTHLY PAYMENT
3 Year
5.49% $754.78
4 Year
5.49% $581.30
5 Year
5.49% $477.41

Overview 2023

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17838
Date Established 1832
Assets $ 20.45 billion
Loans $ 11.62 billion
Deposits $ 16.99 billion
Capital $ 2.09 billion

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $ 1,023.12 million
Interest-bearing balances $ 199.62 million
Total securities $ 5.28 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 11.62 billion
Loan loss allowance $ 146.20 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.84 million
Goodwill and other intangibles $ 935.37 million
All other assets $ 622.18 million
     Total Assets $ 17.79 billion

LIABILITIES
Total deposits $ 16.99 billion
      Interest-bearing deposits $ 10.79 billion
      Deposits held in domestic offices $ 16.99 billion
      % insured (estimated) 40.81%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 31.07 million
Subordinated debt N.A.
All other liabilities $ 587.47 millionn
      Total Liabilities $ 17.79 billion
      Shareholders’ Equity $ 2.66 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $ 490.71 million
Total Interest Expense $ 13.90 million
Net interest income $ 476.81 million
Provision for loan and lease losses $ 35.31 million
Total non interest income $ 163.94 million
Total non interest expense $ 420.17 million
Pre-tax Net Operating Income $ 88.15 million

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Branches

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Wilmington Savings Fund Society, FSB Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only.

  • 1
    LOCAL CD
    Wilmington Savings Fund Society, FSB
    Bank
    DELAWARE
    $50,000
    6 Month
    0.30%
    1.04x (National Avg. - 0.29%)
    $10,000
    -
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161
  • 2
    LOCAL CD
    Discover Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    60 Month
    4.10%
    5.06x (National Avg. - 0.81%)
    $2,500
    -
    SCENARIO
    Year Rate
    4.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,050 1,435
    2 52,050 2,134 1,494
    3 54,184 2,222 1,555
    4 56,406 2,313 1,619
    5 58,718 2,407 1,685
    6 61,126 2,506 1,754
    7 63,632 2,609 1,826
    8 66,241 2,716 1,901
    9 68,957 2,827 1,979
    10 71,784 2,943 2,060
    11 74,727 3,064 2,145
    12 77,791 3,189 2,233
    13 80,980 3,320 2,324
    14 84,300 3,456 2,419
    15 87,757 3,598 2,519
    16 91,355 3,746 2,622
    17 95,100 3,899 2,729
    18 98,999 4,059 2,841
    19 103,058 4,225 2,958
    20 107,284 4,399 3,079
    TOTAL $61,682 $43,178
  • 3
    LOCAL CD
    Discover Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    24 Month
    4.30%
    7.76x (National Avg. - 0.55%)
    $2,500
    -
    SCENARIO
    Year Rate
    4.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,150 1,505
    2 52,150 2,242 1,570
    3 54,392 2,339 1,637
    4 56,731 2,439 1,708
    5 59,171 2,544 1,781
    6 61,715 2,654 1,858
    7 64,369 2,768 1,938
    8 67,137 2,887 2,021
    9 70,024 3,011 2,108
    10 73,035 3,140 2,198
    11 76,175 3,276 2,293
    12 79,451 3,416 2,391
    13 82,867 3,563 2,494
    14 86,430 3,717 2,602
    15 90,147 3,876 2,713
    16 94,023 4,043 2,830
    17 98,066 4,217 2,952
    18 102,283 4,398 3,079
    19 106,681 4,587 3,211
    20 111,268 4,785 3,349
    TOTAL $66,053 $46,237
  • 4
    LOCAL CD
    Discover Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    12 Month
    4.50%
    10.25x (National Avg. - 0.44%)
    $2,500
    -
    SCENARIO
    Year Rate
    4.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,250 1,575
    2 52,250 2,351 1,646
    3 54,601 2,457 1,720
    4 57,058 2,568 1,797
    5 59,626 2,683 1,878
    6 62,309 2,804 1,963
    7 65,113 2,930 2,051
    8 68,043 3,062 2,143
    9 71,105 3,200 2,240
    10 74,305 3,344 2,341
    11 77,648 3,494 2,446
    12 81,143 3,651 2,556
    13 84,794 3,816 2,671
    14 88,610 3,987 2,791
    15 92,597 4,167 2,917
    16 96,764 4,354 3,048
    17 101,119 4,550 3,185
    18 105,669 4,755 3,329
    19 110,424 4,969 3,478
    20 115,393 5,193 3,635
    TOTAL $70,586 $49,410


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