Wilmington Savings Fund Society, FSB
Wilmington Savings Fund Society, FSB is an FDIC insured institution headquartered at
500 Delaware Avenue, Wilmington, DE 19801.
It was founded in
1832 and has approximately $20 billion in
assets. Customers can open an account at one of its 70 branches.
Deposit Rates - March 23, 2023
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.03% | $2,500 | Compare |
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
0.30% | $10,000 | Compare |
6 Mo CD
|
0.30% | $100,000 | Compare |
12 Mo CD
|
0.50% | $10,000 | Compare |
12 Mo CD
|
0.50% | $100,000 | Compare |
18 Mo CD
|
0.65% | $10,000 | Compare |
18 Mo CD
|
0.65% | $100,000 | Compare |
24 Mo CD
|
0.50% | $10,000 | Compare |
24 Mo CD
|
0.50% | $100,000 | Compare |
36 Mo CD
|
0.50% | $10,000 | Compare |
36 Mo CD
|
0.50% | $100,000 | Compare |
48 Mo CD
|
0.50% | $10,000 | Compare |
48 Mo CD
|
0.50% | $100,000 | Compare |
60 Mo CD
|
0.50% | $10,000 | Compare |
60 Mo CD
|
0.50% | $100,000 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.03% | $2,500 | Compare |
Money Market
|
0.05% | $10,000 | Compare |
Money Market
|
0.20% | $25,000 | Compare |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.01% | $1 |
Int Ckg
|
0.01% | $2,500 |
Loan Rates - March 23, 2023
HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
---|---|---|---|---|
Line of Credit
|
7.50% | Varies | ||
Compare with RATE Line of Credit from New American Funding, LLC
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Compare with 8.25 RATE Line of Credit from Bethpage Federal Credit Union
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Compare with RATE Line of Credit from AimLoan.com NMLS#2890
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Compare with RATE Line of Credit from Figure Home Equity Line
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Compare with 6.74 RATE Line of Credit from Third Federal Savings and Loan
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10 Year Loan
|
6.28% | $554.85 | ||
15 Year Loan
|
6.73% | $435.28 |
AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
---|---|---|
3 Year
|
5.49% | $754.78 |
4 Year
|
5.49% | $581.30 |
5 Year
|
5.49% | $477.41 |
Overview 2023
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 17838 |
Date Established | 1832 |
Assets | $ 20.45 billion |
Loans | $ 11.62 billion |
Deposits | $ 16.99 billion |
Capital | $ 2.09 billion |
Summary Balance Sheet
ASSETS | |
Cash & Balances due from depository institutions | $ 1,023.12 million |
Interest-bearing balances | $ 199.62 million |
Total securities | $ 5.28 billion |
Federal funds sold and reverse repurchase | N.A. |
Net loans and leases | $ 11.62 billion |
Loan loss allowance | $ 146.20 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | $ 0.84 million |
Goodwill and other intangibles | $ 935.37 million |
All other assets | $ 622.18 million |
Total Assets | $ 17.79 billion |
LIABILITIES | |
Total deposits | $ 16.99 billion |
Interest-bearing deposits | $ 10.79 billion |
Deposits held in domestic offices | $ 16.99 billion |
% insured (estimated) | 40.81% |
Federal funds purchased and repurchase agreements | N.A. |
Trading liabilities | N.A. |
Other borrowed funds | $ 31.07 million |
Subordinated debt | N.A. |
All other liabilities | $ 587.47 millionn |
Total Liabilities | $ 17.79 billion |
Shareholders’ Equity | $ 2.66 billion |
Summary Income Statement
INCOME AND EXPENSES | |
Total Interest Income | $ 490.71 million |
Total Interest Expense | $ 13.90 million |
Net interest income | $ 476.81 million |
Provision for loan and lease losses | $ 35.31 million |
Total non interest income | $ 163.94 million |
Total non interest expense | $ 420.17 million |
Pre-tax Net Operating Income | $ 88.15 million |
Customer Reviews for Wilmington Savings Fund Society, FSB
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Wilmington Savings Fund Society, FSB Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL CDBankDELAWARE$50,0006 Month0.30%1.04x (National Avg. - 0.29%)$10,000-SCENARIO
Year Rate
0.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 150 105 2 50,150 150 105 3 50,300 151 106 4 50,451 151 106 5 50,603 152 106 6 50,755 152 107 7 50,907 153 107 8 51,059 153 107 9 51,213 154 108 10 51,366 154 108 11 51,520 155 108 12 51,675 155 109 13 51,830 155 109 14 51,985 156 109 15 52,141 156 109 16 52,298 157 110 17 52,455 157 110 18 52,612 158 110 19 52,770 158 111 20 52,928 159 111 TOTAL $3,087 $2,161 - 2LOCAL CDOnline Bank-$50,00060 Month4.10%5.06x (National Avg. - 0.81%)$2,500-SCENARIO
Year Rate
4.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,050 1,435 2 52,050 2,134 1,494 3 54,184 2,222 1,555 4 56,406 2,313 1,619 5 58,718 2,407 1,685 6 61,126 2,506 1,754 7 63,632 2,609 1,826 8 66,241 2,716 1,901 9 68,957 2,827 1,979 10 71,784 2,943 2,060 11 74,727 3,064 2,145 12 77,791 3,189 2,233 13 80,980 3,320 2,324 14 84,300 3,456 2,419 15 87,757 3,598 2,519 16 91,355 3,746 2,622 17 95,100 3,899 2,729 18 98,999 4,059 2,841 19 103,058 4,225 2,958 20 107,284 4,399 3,079 TOTAL $61,682 $43,178 - 3LOCAL CDOnline Bank-$50,00024 Month4.30%7.76x (National Avg. - 0.55%)$2,500-SCENARIO
Year Rate
4.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,150 1,505 2 52,150 2,242 1,570 3 54,392 2,339 1,637 4 56,731 2,439 1,708 5 59,171 2,544 1,781 6 61,715 2,654 1,858 7 64,369 2,768 1,938 8 67,137 2,887 2,021 9 70,024 3,011 2,108 10 73,035 3,140 2,198 11 76,175 3,276 2,293 12 79,451 3,416 2,391 13 82,867 3,563 2,494 14 86,430 3,717 2,602 15 90,147 3,876 2,713 16 94,023 4,043 2,830 17 98,066 4,217 2,952 18 102,283 4,398 3,079 19 106,681 4,587 3,211 20 111,268 4,785 3,349 TOTAL $66,053 $46,237 - 4LOCAL CDOnline Bank-$50,00012 Month4.50%10.25x (National Avg. - 0.44%)$2,500-SCENARIO
Year Rate
4.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,250 1,575 2 52,250 2,351 1,646 3 54,601 2,457 1,720 4 57,058 2,568 1,797 5 59,626 2,683 1,878 6 62,309 2,804 1,963 7 65,113 2,930 2,051 8 68,043 3,062 2,143 9 71,105 3,200 2,240 10 74,305 3,344 2,341 11 77,648 3,494 2,446 12 81,143 3,651 2,556 13 84,794 3,816 2,671 14 88,610 3,987 2,791 15 92,597 4,167 2,917 16 96,764 4,354 3,048 17 101,119 4,550 3,185 18 105,669 4,755 3,329 19 110,424 4,969 3,478 20 115,393 5,193 3,635 TOTAL $70,586 $49,410
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