Banks | Wilmington Savings Fund Society, FSB

Wilmington Savings Fund Society, FSB

Wilmington Savings Fund Society, FSB is an FDIC insured institution headquartered at 500 Delaware Ave, Wilmington, DE 19801.
It was founded in 1832 and has approximately $21 billion in assets. Customers can open an account at one of its 70 branches.

Deposit Rates - December 21, 2025

SAVINGS RATES	APY	MIN
SAV	0.15%	$0	Compare

CD RATES	APY	MIN
3 Mo CD	3.65%	$2,500	Compare
6 Mo CD	3.30%	$2,500	Compare
11 Mo CD	3.00%	$2,500	Compare
12 Mo CD	2.75%	$2,500	Compare
18 Mo CD	1.75%	$2,500	Compare
24 Mo CD	1.00%	$2,500	Compare
36 Mo CD	0.75%	$2,500	Compare
48 Mo CD	0.75%	$2,500	Compare
60 Mo CD	0.75%	$2,500	Compare
84 Mo CD	0.75%	$2,500	Compare

MM RATES	APY	MIN
Money Market	0.03%	$0	Compare
Money Market	1.50%	$10,000	Compare
Money Market	0.15%	$10,001	Compare
Money Market	1.75%	$25,000	Compare
Money Market	2.00%	$50,000	Compare
Money Market	3.00%	$100,000	Compare
Money Market	0.25%	$100,001	Compare
Money Market	0.35%	$500,001	Compare

INT CHECKING RATES	APY	MIN
INTCK	0.01%	$0
INTCK	0.02%	$1
INTCK	0.02%	$25,000

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
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Advertiser Disclosure

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

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Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
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Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-12-19
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
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Advertiser Disclosure

Pentagon Federal Credit Union
NMLS ID: 401822

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender

Reliant Home Funding, Inc.
NMLS ID: 292473

5.845%

$1,868 Fees & Points $3,301 Total
0.408 Pts ($1,306)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
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PenFed Credit Union
NMLS ID: 401822

6.163%

$1,919 Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees

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Benefits before and after you refinance
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Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

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Access cash without a changing your rate

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Overview 2025

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 17838
Date Established	1832
Assets	$ 20.68 billion
Loans	$ 12.97 billion
Deposits	$ 17.53 billion
Capital	$ 2.44 billion

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions	$ 1,326.35 million
Interest-bearing balances	$ 706.33 million
Total securities	$ 4.49 billion
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 12.97 billion
Loan loss allowance	$ 186.30 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 0.93 million
Goodwill and other intangibles	$ 896.80 million
All other assets	$ 622.18 million
Total Assets	$ 18.24 billion

LIABILITIES
Total deposits	$ 17.53 billion
Interest-bearing deposits	$ 12.19 billion
Deposits held in domestic offices	$ 17.53 billion
% insured (estimated)"	59.71%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 31.07 million
Subordinated debt	N.A.
All other liabilities	$ 587.47 millionn
Total Liabilities	$ 18.24 billion
Shareholders’ Equity	$ 2.44 billion

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income	$ 504.04 million
Total Interest Expense	$ 143.87 million
Net interest income	$ 360.17 million
Provision for loan and lease losses	$ 25.08 million
Total non interest income	$ 147.78 million
Total non interest expense	$ 296.05 million
Pre-tax Net Operating Income	$ 88.15 million

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Branches

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