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Wilson Bank and Trust is an FDIC insured institution headquartered at
623 W Main St, Lebanon, TN 37087.
It was founded in
1987 and has approximately $6 billion in assets. Customers can open an account at one of its 30 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.10% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.25% | $10,000 | Compare |
|
6 Mo CD
|
0.25% | $100,000 | Compare |
|
12 Mo CD
|
0.30% | $10,000 | Compare |
|
12 Mo CD
|
0.30% | $100,000 | Compare |
|
24 Mo CD
|
0.50% | $10,000 | Compare |
|
24 Mo CD
|
0.50% | $100,000 | Compare |
|
36 Mo CD
|
0.65% | $10,000 | Compare |
|
36 Mo CD
|
0.65% | $100,000 | Compare |
|
48 Mo CD
|
0.90% | $10,000 | Compare |
|
48 Mo CD
|
0.90% | $100,000 | Compare |
|
60 Mo CD
|
1.10% | $10,000 | Compare |
|
60 Mo CD
|
1.10% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.35% | $2,500 | Compare |
|
Money Market
|
0.35% | $10,000 | Compare |
|
Money Market
|
0.35% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.10% | $2,500 |
Rate.com NMLS ID: 2611 / Updated 2026-07-16 |
Fund your future with your Home Equity | $0 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-16 |
Use Home Equity to get cash you need | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-07-16 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
District Lending NMLS ID: 598623 / Updated 2026-07-16 |
Work with a human | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
| Cash in with a HELOC | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-16 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-07-16 |
Unlock Your Home's Potential | $0 |
Saxton Mortgage NMLS ID: 1717191 |
6.247% |
$1,945
Fees & Points
$4,271 Total
0.930 Pts ($2,976) $1,295 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.317% |
$1,945
Fees & Points
$6,714 Total
1.000 Pts ($3,200) $3,515 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.333% |
$1,971
Fees & Points
$2,959 Total
0.500 Pts ($1,600) $1,359 Fees |
| 6.337% |
$1,971
Fees & Points
$3,060 Total
0.628 Pts ($2,010) $1,050 Fees |
Optimum First Mortgage NMLS ID: 240415 |
6.366% |
$1,971
Fees & Points
$3,947 Total
0.610 Pts ($1,952) $1,995 Fees |
Valley West Mortgage NMLS ID: 65506 |
6.377% |
$1,971
Fees & Points
$4,375 Total
1.000 Pts ($3,200) $1,175 Fees |
Barrett Financial NMLS ID: 181106 |
6.380% |
$1,971
Fees & Points
$4,395 Total
0.500 Pts ($1,600) $2,795 Fees |
| 6.464% |
$1,997
Fees & Points
$3,008 Total
0.940 Pts ($3,008) $0 Fees |
| 6.465% |
$1,997
Fees & Points
$3,287 Total
0.641 Pts ($2,051) $1,236 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.467% |
$1,997
Fees & Points
$3,104 Total
0.970 Pts ($3,104) $0 Fees |
Loansteady NMLS ID: 1701910 |
6.467% |
$1,997
Fees & Points
$3,095 Total
0.500 Pts ($1,600) $1,495 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.473% |
$1,997
Fees & Points
$3,392 Total
0.551 Pts ($1,763) $1,629 Fees |
Farmers Bank of Kansas City NMLS ID: 613839 |
6.480% |
$1,997
Fees & Points
$3,534 Total
0.856 Pts ($2,739) $795 Fees |
Northpointe Bank NMLS ID: 447490 |
6.487% |
$1,997
Fees & Points
$3,773 Total
0.743 Pts ($2,378) $1,395 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.492% |
$1,971
Fees & Points
$8,240 Total
0.450 Pts ($1,440) $6,800 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.518% |
$1,997
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.702% |
$2,049
Fees & Points
$2,534 Total
0.792 Pts ($2,534) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 26962 |
| Date Established | 1987 |
| Assets | $ 5.88 billion |
| Loans | $ 4.30 billion |
| Deposits | $ 5.25 billion |
| Capital | $ 578.50 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 357.59 million |
| Interest-bearing balances | $ 326.14 million |
| Total securities | $ 966.50 million |
| Federal funds sold and reverse repurchase | $ 9.79 million |
| Net loans and leases | $ 4.30 billion |
| Loan loss allowance | $ 55.03 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.52 million |
| Goodwill and other intangibles | $ 7.67 million |
| All other assets | $ 143.42 million |
| Total Assets | $ 5.30 billion |
| LIABILITIES | |
| Total deposits | $ 5.25 billion |
| Interest-bearing deposits | $ 4.83 billion |
| Deposits held in domestic offices | $ 5.25 billion |
| % insured (estimated)" | 71.52% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 2.29 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 24.92 millionn |
| Total Liabilities | $ 5.30 billion |
| Shareholders’ Equity | $ 578.50 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 324.90 million |
| Total Interest Expense | $ 130.61 million |
| Net interest income | $ 194.29 million |
| Provision for loan and lease losses | $ 6.93 million |
| Total non interest income | $ 41.38 million |
| Total non interest expense | $ 126.42 million |
| Pre-tax Net Operating Income | $ 34.17 million |
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