Gesa Credit Union
ACH Number: 325082266
Gesa Credit Union is a NCUA insured credit union
headquartered at 51 GAGE BLVD, RICHLAND, WA 99352.
It was founded in 1953 and has approximately
$6,409 million in assets. Customers can open an account at one of its
32 branches.
Deposit Rates - March 09, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
5.00% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
1.20% | $500 | Compare |
|
6 Mo CD
|
1.35% | $50,000 | Compare |
|
6 Mo CD
|
1.50% | $100,000 | Compare |
|
12 Mo CD
|
1.45% | $500 | Compare |
|
12 Mo CD
|
1.60% | $50,000 | Compare |
|
12 Mo CD
|
1.75% | $100,000 | Compare |
|
18 Mo CD
|
3.45% | $500 | Compare |
|
18 Mo CD
|
3.60% | $50,000 | Compare |
|
18 Mo CD
|
3.75% | $100,000 | Compare |
|
24 Mo CD
|
2.70% | $500 | Compare |
|
24 Mo CD
|
2.85% | $50,000 | Compare |
|
24 Mo CD
|
3.00% | $100,000 | Compare |
|
30 Mo CD
|
2.70% | $500 | Compare |
|
30 Mo CD
|
2.85% | $50,000 | Compare |
|
30 Mo CD
|
3.00% | $100,000 | Compare |
|
36 Mo CD
|
2.85% | $500 | Compare |
|
36 Mo CD
|
3.05% | $50,000 | Compare |
|
36 Mo CD
|
3.25% | $100,000 | Compare |
|
48 Mo CD
|
2.85% | $500 | Compare |
|
48 Mo CD
|
3.05% | $50,000 | Compare |
|
48 Mo CD
|
3.25% | $100,000 | Compare |
|
60 Mo CD
|
2.85% | $500 | Compare |
|
60 Mo CD
|
3.05% | $50,000 | Compare |
|
60 Mo CD
|
3.25% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.20% | $2,500 | Compare |
|
Money Market
|
0.25% | $10,000 | Compare |
|
Money Market
|
0.30% | $25,000 | Compare |
|
Money Market
|
0.35% | $50,000 | Compare |
|
Money Market
|
0.40% | $100,000 | Compare |
|
Money Market
|
0.45% | $250,000 | Compare |
Featured Home Equity Rates
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Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-03-09As low as 6.52% APR on your initial draw* $0 -
Intro APR: 6.835 %
After Intro:6.835 %
$25,000 -
Intro APR: 6.838 %
After Intro:6.838 %
$25,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.250 %
After Intro:7.250 %
$25,000 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11Intro APR: 7.770 %
After Intro:7.770 %
$20,800 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-03-09Home Equity Loans & Refinance – Cash out $0 -
Renofi
NMLS ID: 1802847 / Updated 2026-03-09Renovating? Work with experts in renovation financing $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-03-09Get up to $600k with no monthly payments, ever. $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-03-09Get cash now in exchange for a percentage of your homes future equity. $0 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
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Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.636% $1,815 Fees & Points $5,185 Total
0.997 Pts ($3,190)
$1,995 Fees -
5.658% $1,817 Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258945.776% $1,817 Fees & Points $9,830 Total
0.947 Pts ($3,030)
$6,800 Fees -
Basis Lending, LLC
NMLS ID: 24631245.812% $1,843 Fees & Points $6,714 Total
1.000 Pts ($3,200)
$3,515 Fees -
West Capital Lending
NMLS ID: 15660965.981% $1,893 Fees & Points $3,679 Total
0.745 Pts ($2,384)
$1,295 Fees -
Refi.com
NMLS ID: 19076.178% $1,945 Fees & Points $1,802 Total
0.563 Pts ($1,802)
$0 Fees -
SoFi
NMLS ID: 6968916.508% $1,997 Fees & Points $4,484 Total
0.934 Pts ($2,989)
$1,495 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees -
CrossCountry Mortgage
NMLS ID: 3029Fees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 68278 |
| Date Established | 1953 |
| Assets | $6,409.13 million |
| Loans | $4,886.56 million |
| Deposits | $5,315.64 million |
| Capital | $614.23 million |
Customer Reviews for Gesa Credit Union
Branches
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Your current location is: Seattle, WA
Gesa Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit Union-$50,000N.A.5.00%22.22x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
5.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,500 1,750 2 52,500 2,625 1,838 3 55,125 2,756 1,929 4 57,881 2,894 2,026 5 60,775 3,039 2,127 6 63,814 3,191 2,233 7 67,005 3,350 2,345 8 70,355 3,518 2,462 9 73,873 3,694 2,586 10 77,566 3,878 2,715 11 81,445 4,072 2,851 12 85,517 4,276 2,993 13 89,793 4,490 3,143 14 94,282 4,714 3,300 15 98,997 4,950 3,465 16 103,946 5,197 3,638 17 109,144 5,457 3,820 18 114,601 5,730 4,011 19 120,331 6,017 4,212 20 126,348 6,317 4,422 TOTAL $82,665 $57,865 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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