Gesa Credit Union
ACH Number: 325082266
Gesa Credit Union is a NCUA insured credit union
headquartered at 51 GAGE BLVD, RICHLAND, WA 99352.
It was founded in 1953 and has approximately
$6,455 million in assets. Customers can open an account at one of its
32 branches.
Deposit Rates - December 14, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
5.00% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
1.20% | $500 | Compare |
|
6 Mo CD
|
1.35% | $50,000 | Compare |
|
6 Mo CD
|
1.50% | $100,000 | Compare |
|
12 Mo CD
|
1.45% | $500 | Compare |
|
12 Mo CD
|
1.60% | $50,000 | Compare |
|
12 Mo CD
|
1.75% | $100,000 | Compare |
|
18 Mo CD
|
3.45% | $500 | Compare |
|
18 Mo CD
|
3.60% | $50,000 | Compare |
|
18 Mo CD
|
3.75% | $100,000 | Compare |
|
24 Mo CD
|
2.70% | $500 | Compare |
|
24 Mo CD
|
2.85% | $50,000 | Compare |
|
24 Mo CD
|
3.00% | $100,000 | Compare |
|
30 Mo CD
|
2.70% | $500 | Compare |
|
30 Mo CD
|
2.85% | $50,000 | Compare |
|
30 Mo CD
|
3.00% | $100,000 | Compare |
|
36 Mo CD
|
2.85% | $500 | Compare |
|
36 Mo CD
|
3.05% | $50,000 | Compare |
|
36 Mo CD
|
3.25% | $100,000 | Compare |
|
48 Mo CD
|
2.85% | $500 | Compare |
|
48 Mo CD
|
3.05% | $50,000 | Compare |
|
48 Mo CD
|
3.25% | $100,000 | Compare |
|
60 Mo CD
|
2.85% | $500 | Compare |
|
60 Mo CD
|
3.05% | $50,000 | Compare |
|
60 Mo CD
|
3.25% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.20% | $2,500 | Compare |
|
Money Market
|
0.25% | $10,000 | Compare |
|
Money Market
|
0.30% | $25,000 | Compare |
|
Money Market
|
0.35% | $50,000 | Compare |
|
Money Market
|
0.40% | $100,000 | Compare |
|
Money Market
|
0.45% | $250,000 | Compare |
Featured Home Equity Rates
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After Intro:6.990 %
$0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
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Rocket Mortgage
NMLS ID: 3030Fees & Points Total
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$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 68278 |
| Date Established | 1953 |
| Assets | $6,454.68 million |
| Loans | $4,830.96 million |
| Deposits | $5,389.65 million |
| Capital | $598.81 million |
Customer Reviews for Gesa Credit Union
Branches
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Gesa Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit Union-$50,000N.A.5.00%22.12x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
5.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,500 1,750 2 52,500 2,625 1,838 3 55,125 2,756 1,929 4 57,881 2,894 2,026 5 60,775 3,039 2,127 6 63,814 3,191 2,233 7 67,005 3,350 2,345 8 70,355 3,518 2,462 9 73,873 3,694 2,586 10 77,566 3,878 2,715 11 81,445 4,072 2,851 12 85,517 4,276 2,993 13 89,793 4,490 3,143 14 94,282 4,714 3,300 15 98,997 4,950 3,465 16 103,946 5,197 3,638 17 109,144 5,457 3,820 18 114,601 5,730 4,011 19 120,331 6,017 4,212 20 126,348 6,317 4,422 TOTAL $82,665 $57,865 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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