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Lafayette Federal Credit Union


Lafayette Federal Credit Union is a NCUA insured federal credit union headquartered at 2701 TOWER OAKS BLVD, ROCKVILLE, MD 20852.
It was founded in 1935 and has approximately $2,011 million in assets. Customers can open an account at one of its 16 branches.

Deposit Rates - December 30, 2025

SAVINGS RATES APY MIN
SAV
3.25% $20,000 Compare
SAV
3.56% $250,000 Compare
CD RATES APY MIN
7 Mo CD
3.76% $500 Compare
12 Mo CD
3.76% $500 Compare
12 Mo CD
3.56% $100,000 Compare
24 Mo CD
3.71% $500 Compare
24 Mo CD
3.71% $100,000 Compare
36 Mo CD
3.66% $500 Compare
36 Mo CD
3.71% $100,000 Compare
48 Mo CD
3.61% $500 Compare
48 Mo CD
3.71% $100,000 Compare
60 Mo CD
3.56% $500 Compare
60 Mo CD
3.61% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.15% $25,000 Compare
Money Market
0.30% $150,000 Compare




Overview 2025

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 619
Date Established 1935
Assets $2,010.79 million
Loans $1,523.49 million
Deposits $1,741.59 million
Capital $265.65 million


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Branches

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Lafayette Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    LAFAYETTE
    Credit Union
    -
    $50,000
    N.A.
    3.25%
    14.44x (National Avg. - 0.23%)
    $20,000
    -
    SCENARIO
    Year Rate
    3.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,625 1,138
    2 51,625 1,678 1,174
    3 53,303 1,732 1,213
    4 55,035 1,789 1,252
    5 56,824 1,847 1,293
    6 58,671 1,907 1,335
    7 60,577 1,969 1,378
    8 62,546 2,033 1,423
    9 64,579 2,099 1,469
    10 66,678 2,167 1,517
    11 68,845 2,237 1,566
    12 71,082 2,310 1,617
    13 73,392 2,385 1,670
    14 75,778 2,463 1,724
    15 78,240 2,543 1,780
    16 80,783 2,625 1,838
    17 83,409 2,711 1,898
    18 86,119 2,799 1,959
    19 88,918 2,890 2,023
    20 91,808 2,984 2,089
    TOTAL $44,792 $31,354
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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