Lafayette Federal Credit Union
Lafayette Federal Credit Union is a NCUA insured federal credit union
headquartered at 2701 TOWER OAKS BLVD, ROCKVILLE, MD 20852.
It was founded in 1935 and has approximately
$2,151 million in assets. Customers can open an account at one of its
16 branches.
Deposit Rates - February 09, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
3.25% | $20,000 | Compare |
|
SAV
|
3.56% | $250,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
7 Mo CD
|
3.76% | $500 | Compare |
|
12 Mo CD
|
3.76% | $500 | Compare |
|
12 Mo CD
|
3.56% | $100,000 | Compare |
|
24 Mo CD
|
3.71% | $500 | Compare |
|
24 Mo CD
|
3.71% | $100,000 | Compare |
|
36 Mo CD
|
3.66% | $500 | Compare |
|
36 Mo CD
|
3.71% | $100,000 | Compare |
|
48 Mo CD
|
3.61% | $500 | Compare |
|
48 Mo CD
|
3.71% | $100,000 | Compare |
|
60 Mo CD
|
3.56% | $500 | Compare |
|
60 Mo CD
|
3.61% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.15% | $25,000 | Compare |
|
Money Market
|
0.30% | $150,000 | Compare |
Featured Home Equity Rates
-
Sponsored
-
Point Digital Finance
NMLS ID: 1610752 / Updated 2026-02-09Unlock your home equity. Build your future. $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Intro APR: 6.832 %
After Intro:6.832 %
$25,000 -
Intro APR: 6.834 %
After Intro:6.834 %
$25,000 -
Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 -
Spring EQ
NMLS ID: 1464945 / Updated 2026-02-09The leader for homeowners tapping cash from their homes since 2016. $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-02-09Unlock Your Home's Potential $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-02-09Get cash now in exchange for a percentage of your homes future equity. $0 -
Renofi
NMLS ID: 1802847 / Updated 2026-02-09Renovating? Work with experts in renovation financing $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-02-09Get up to $600k with no monthly payments, ever. $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-02-09Home Equity Loans & Refinance – Cash out $0 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
5.624% $1,817 Fees & Points $4,400 Total
0.875 Pts ($2,800)
$1,600 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.631% $1,815 Fees & Points $5,003 Total
0.940 Pts ($3,008)
$1,995 Fees -
Farmers Bank of Kansas City
NMLS ID: 6138395.749% $1,843 Fees & Points $4,383 Total
0.780 Pts ($2,496)
$1,887 Fees -
5.780% $1,843 Fees & Points $5,450 Total
0.875 Pts ($2,800)
$2,650 Fees -
Basis Lending, LLC
NMLS ID: 24631245.812% $1,843 Fees & Points $6,714 Total
1.000 Pts ($3,200)
$3,515 Fees -
Northpointe Bank
NMLS ID: 4474905.847% $1,868 Fees & Points $3,398 Total
0.626 Pts ($2,003)
$1,395 Fees -
5.872% $1,868 Fees & Points $4,294 Total
1.000 Pts ($3,200)
$1,094 Fees -
West Capital Lending
NMLS ID: 15660965.873% $1,868 Fees & Points $4,293 Total
0.937 Pts ($2,998)
$1,295 Fees -
Refi.com
NMLS ID: 19075.962% $1,893 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees -
5.965% $1,893 Fees & Points $3,113 Total
0.662 Pts ($2,118)
$995 Fees -
5.966% $1,893 Fees & Points $3,544 Total
0.986 Pts ($3,155)
$389 Fees -
5.986% $1,893 Fees & Points $3,945 Total
0.611 Pts ($1,955)
$1,990 Fees -
DECO Mortgage
NMLS ID: 25614516.001% $1,893 Fees & Points $4,512 Total
0.853 Pts ($2,730)
$1,782 Fees -
PenFed Credit Union
NMLS ID: 4018226.002% $1,893 Fees & Points $4,395 Total
0.750 Pts ($2,400)
$1,995 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 10676.055% $1,917 Fees & Points $2,250 Total
0.703 Pts ($2,250)
$0 Fees -
Better.com
NMLS ID: 3305116.085% $1,919 Fees & Points $2,925 Total
0.603 Pts ($1,930)
$995 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.262% $1,945 Fees & Points $4,666 Total
0.833 Pts ($2,666)
$2,000 Fees -
New American Funding, LLC.
NMLS ID: 66066.327% $1,969 Fees & Points $2,950 Total
0.922 Pts ($2,950)
$0 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees -
CrossCountry Mortgage
NMLS ID: 3029Fees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 619 |
| Date Established | 1935 |
| Assets | $2,151.45 million |
| Loans | $1,522.01 million |
| Deposits | $1,874.21 million |
| Capital | $273.10 million |
Customer Reviews for Lafayette Federal Credit Union
Branches
Click on location and enter new zip number or state name to change.
Your current location is: Seattle, WA
Lafayette Federal Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit Union-$50,000N.A.3.25%14.44x (National Avg. - 0.23%)$20,000-SCENARIO
Year Rate
3.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,625 1,138 2 51,625 1,678 1,174 3 53,303 1,732 1,213 4 55,035 1,789 1,252 5 56,824 1,847 1,293 6 58,671 1,907 1,335 7 60,577 1,969 1,378 8 62,546 2,033 1,423 9 64,579 2,099 1,469 10 66,678 2,167 1,517 11 68,845 2,237 1,566 12 71,082 2,310 1,617 13 73,392 2,385 1,670 14 75,778 2,463 1,724 15 78,240 2,543 1,780 16 80,783 2,625 1,838 17 83,409 2,711 1,898 18 86,119 2,799 1,959 19 88,918 2,890 2,023 20 91,808 2,984 2,089 TOTAL $44,792 $31,354 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
There are currently no comments for Lafayette Federal Credit Union. Be the first to share your experience. Please provide comments that will help others.