Credit Unions | Midflorida Credit Union
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Midflorida Credit Union


Phone: 1-863-616-2114

ACH Number: 263177563

Midflorida Credit Union is a NCUA insured credit union headquartered at 129 S Kentucky Ave, Lakeland, FL 33801.
It was founded in 1954 and has approximately $8,767 million in assets. Customers can open an account at one of its 71 branches.

Deposit Rates - February 07, 2026

SAVINGS RATES APY MIN
SAV
0.01% $0 Compare
CD RATES APY MIN
6 Mo CD
3.75% $1,000 Compare
12 Mo CD
1.50% $1,001 Compare
14 Mo CD
3.75% $1,000 Compare
18 Mo CD
2.00% $1,000 Compare
24 Mo CD
2.15% $1,000 Compare
36 Mo CD
2.25% $1,000 Compare
36 Mo CD
3.50% $1,001 Compare
48 Mo CD
2.50% $1,000 Compare
60 Mo CD
2.75% $1,000 Compare
60 Mo CD
3.50% $1,001 Compare
MM RATES APY MIN
Money Market
0.01% $0 Compare
Money Market
0.01% $1,000 Compare
VARIABLE IRA RATES APY MIN
VIRA
0.01% $0
INT CHECKING RATES APY MIN
INTCK
0.25% $0




Overview 2026

General Credit Union Information

NCUA Insured Yes / State-Chartered
Charter Number # 68600
Date Established 1954
Assets $8,767.24 million
Loans $6,910.72 million
Deposits $7,484.92 million
Capital $960.05 million


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Branches

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Your current location is: Seattle, WA

Midflorida Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    MIDFLORIDA
    Credit Union
    -
    $50,000
    N.A.
    0.01%
    0.04x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    0.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 5 4
    2 50,005 5 4
    3 50,010 5 4
    4 50,015 5 4
    5 50,020 5 4
    6 50,025 5 4
    7 50,030 5 4
    8 50,035 5 4
    9 50,040 5 4
    10 50,045 5 4
    11 50,050 5 4
    12 50,055 5 4
    13 50,060 5 4
    14 50,065 5 4
    15 50,070 5 4
    16 50,075 5 4
    17 50,080 5 4
    18 50,085 5 4
    19 50,090 5 4
    20 50,095 5 4
    TOTAL $100 $70
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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