Richmond City Employees Federal Credit Union
Our records indicate that this credit union has been acquired by KEMBA.
Richmond City Employees Federal Credit Union is a NCUA insured federal credit union
headquartered at 50 North 5Th street, Richmond, IN 47374.
It was founded in 1961 and has approximately
$6 million in assets. Customers can open an account at one of its
7 branches.
Deposit Rates - June 18, 2026
Featured Home Equity Rates
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#1 Non-bank HELOC in the US, A+ BBB Rating $0 -
Intro APR: 6.750 %
After Intro:6.750 %
$25,000 -
Intro APR: 6.823 %
After Intro:6.823 %
$25,000 -
Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months
$25,000 -
Cash in with a HELOC $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-06-18Unlock Your Home's Potential $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-06-18Home Equity Loans & Refinance – Cash out $0 -
Spring EQ
NMLS ID: 1464945 / Updated 2026-06-18The leader for homeowners tapping cash from their homes since 2016. $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-06-18Get cash now in exchange for a percentage of your homes future equity. $0 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
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6.039% $1,893 Fees & Points $5,699 Total
0.625 Pts ($2,000)
$3,699 Fees -
Saxton Mortgage
NMLS ID: 17171916.098% $1,919 Fees & Points $3,471 Total
0.680 Pts ($2,176)
$1,295 Fees -
Copperstate Home Loans
NMLS ID: 19820906.129% $1,919 Fees & Points $4,559 Total
1.000 Pts ($3,200)
$1,359 Fees -
Basis Lending, LLC
NMLS ID: 24631246.168% $1,919 Fees & Points $5,914 Total
0.750 Pts ($2,400)
$3,515 Fees -
6.205% $1,945 Fees & Points $2,829 Total
0.556 Pts ($1,779)
$1,050 Fees -
6.219% $1,945 Fees & Points $3,305 Total
1.000 Pts ($3,200)
$105 Fees -
Loansteady
NMLS ID: 17019106.251% $1,945 Fees & Points $4,295 Total
0.875 Pts ($2,800)
$1,495 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.286% $1,919 Fees & Points $9,866 Total
0.958 Pts ($3,066)
$6,800 Fees -
6.343% $1,971 Fees & Points $3,149 Total
0.984 Pts ($3,149)
$0 Fees -
Sage Home Loan Corporation
NMLS ID: 33046.378% $1,971 Fees & Points $4,320 Total
0.883 Pts ($2,826)
$1,494 Fees -
Beeline Loans, Inc.
NMLS ID: 17999476.440% $1,997 Fees & Points $2,166 Total
0.677 Pts ($2,166)
$0 Fees -
West Capital Lending
NMLS ID: 15660966.474% $1,997 Fees & Points $3,317 Total
0.632 Pts ($2,022)
$1,295 Fees -
Northpointe Bank
NMLS ID: 4474906.485% $1,997 Fees & Points $3,718 Total
0.726 Pts ($2,323)
$1,395 Fees -
PenFed Credit Union
NMLS ID: 4018226.494% $1,997 Fees & Points $3,995 Total
0.625 Pts ($2,000)
$1,995 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 10676.571% $2,021 Fees & Points $2,685 Total
0.839 Pts ($2,685)
$0 Fees -
SoFi
NMLS ID: 6968916.856% $2,076 Fees & Points $3,482 Total
0.621 Pts ($1,987)
$1,495 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Beeline Loans, Inc.
NMLS ID: 1799947Fees & Points Total
Pts ($0)
$0 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 1067Fees & Points Total
Pts ($0)
$0 Fees -
Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Public Note:
Placed into conservatorship by NCUA on December 22, 2022.May 10, 2023
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 14768 |
| Date Established | 1961 |
| Assets | $6.32 million |
| Loans | $5.24 million |
| Deposits | $6.51 million |
| Capital | $-0.44 million |
*Should any logos, images or public notes appear on this page,they do so courtesy of Richmond City Employees Federal Credit Union and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.
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