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Tower Federal Credit Union


Phone: 1-301-497-7000

Tower Federal Credit Union is a NCUA insured federal credit union headquartered at PO BOX 1280, LAUREL, MD 20725.
It was founded in 1953 and has approximately $4,719 million in assets. Customers can open an account at one of its 31 branches.

Deposit Rates - December 22, 2025

SAVINGS RATES APY MIN
SAV
0.65% $5 Compare
CD RATES APY MIN
3 Mo CD
1.10% $5,000 Compare
6 Mo CD
1.50% $500 Compare
9 Mo CD
3.75% $5,000 Compare
12 Mo CD
4.10% $500 Compare
18 Mo CD
3.85% $5,000 Compare
24 Mo CD
3.85% $500 Compare
36 Mo CD
3.85% $500 Compare
48 Mo CD
4.10% $500 Compare
48 Mo CD
3.40% $5,000 Compare
48 Mo CD
4.05% $20,000 Compare
60 Mo CD
3.95% $500 Compare
60 Mo CD
3.45% $5,000 Compare
60 Mo CD
4.10% $20,000 Compare
MM RATES APY MIN
Money Market
3.25% $25,000 Compare
Money Market
3.25% $50,000 Compare
Money Market
3.25% $100,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.15% $10




Overview 2025

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 8333
Date Established 1953
Assets $4,719.18 million
Loans $3,575.63 million
Deposits $4,093.44 million
Capital $661.04 million


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Branches

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Your current location is: New York City, NY

Tower Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    TOWER
    Credit Union
    -
    $50,000
    N.A.
    0.65%
    2.88x (National Avg. - 0.23%)
    $5
    -
    SCENARIO
    Year Rate
    0.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 325 228
    2 50,325 327 229
    3 50,652 329 230
    4 50,981 331 232
    5 51,313 334 233
    6 51,646 336 235
    7 51,982 338 237
    8 52,320 340 238
    9 52,660 342 240
    10 53,002 345 241
    11 53,347 347 243
    12 53,693 349 244
    13 54,042 351 246
    14 54,394 354 247
    15 54,747 356 249
    16 55,103 358 251
    17 55,461 360 252
    18 55,822 363 254
    19 56,185 365 256
    20 56,550 368 257
    TOTAL $6,917 $4,842
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.59x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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