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Department Of Commerce : Main Office

1401 Constitution Ave NW Rm B-841A
Washington, DC 20230

Your current location is: New York City, NY

Department of Commerce : Main Office — distance 203.98

Deposit Rates - March 02, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	2.12%	$500	-	Compare
12 Mo CD	1.92%	$500	-	Compare
18 Mo CD	1.92%	$500	-	Compare
24 Mo CD	1.92%	$500	-	Compare
30 Mo CD	1.92%	$500	-	Compare
36 Mo CD	1.76%	$500	-	Compare
48 Mo CD	1.76%	$500	-	Compare
60 Mo CD	1.71%	$500	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	0.05%	$0	-	Compare

MM RATES	APY	MIN	MAX
Money Market	1.87%	$2,500	$19,999	Compare
Money Market	2.02%	$20,000	$49,999	Compare
Money Market	2.10%	$50,000	-	Compare

Featured Home Equity Rates in District Of Columbia

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Lower, LLC
NMLS ID: 1124061 / Updated 2026-03-02

Access up to 95% of your home’s equity

Apply in just 3 minutes — get cash in as little as 5 days
Borrow up to 95% LTV — more than most lenders
Pay interest only on what you borrow
No-impact credit check to explore options

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-03-02
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-02-12
Equal Housing Lender

Intro APR: 7.250 %
After Intro:7.250 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11

Intro APR: 7.770 %
After Intro:7.770 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Splash Financial
NMLS ID: 1630038 / Updated 2026-03-02
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-03-02
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-03-02

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Spring EQ
NMLS ID: 1464945 / Updated 2026-03-02

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Renofi
NMLS ID: 1802847 / Updated 2026-03-02

Renovating? Work with experts in renovation financing

Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-03-02

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in District Of Columbia

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Lower, LLC
NMLS ID: 1124061

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Free Refinance for Life saves $1,500+ every future refinance
Lower your payment when rates drop
Apply in under 3 minutes and get clear guidance from real experts

Reliant Home Funding, Inc.
NMLS ID: 292473

5.591%

$1,815 Fees & Points $3,569 Total
0.492 Pts ($1,574)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Farmers Bank of Kansas City
NMLS ID: 613839

5.627%

$1,815 Fees & Points $4,860 Total
0.929 Pts ($2,973)
$1,887 Fees

Competitive rates.
Surprisingly smooth process.

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

5.652%

$1,792 Fees & Points $9,942 Total
0.982 Pts ($3,142)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

PenFed Credit Union
NMLS ID: 401822

5.739%

$1,843 Fees & Points $3,995 Total
0.625 Pts ($2,000)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

West Capital Lending
NMLS ID: 1566096

5.739%

$1,843 Fees & Points $4,005 Total
0.847 Pts ($2,710)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Beeline Loans, Inc.
NMLS ID: 1799947

5.835%

$1,868 Fees & Points $2,982 Total
0.932 Pts ($2,982)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Refi.com
NMLS ID: 1907

5.938%

$1,893 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Better.com
NMLS ID: 330511

5.962%

$1,893 Fees & Points $3,030 Total
0.636 Pts ($2,035)
$995 Fees

The Right Mortgage could save you Thousands!

New American Funding, LLC.
NMLS ID: 6606

6.092%

$1,919 Fees & Points $3,162 Total
0.988 Pts ($3,162)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

Landry Mortgage Corp
NMLS ID: 2467143

6.366%

$1,971 Fees & Points $3,919 Total
0.873 Pts ($2,794)
$1,125 Fees

Your loan, structured smarter. Backed by experience, driven by values.

SoFi
NMLS ID: 696891

6.483%

$1,997 Fees & Points $3,642 Total
0.671 Pts ($2,147)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Department Of Commerce : Main Office

Deposit Rates - March 02, 2026

Featured Home Equity Rates in District Of Columbia

Featured 30-Year Fixed Mortgage Rates in District Of Columbia

Nearby Branches of DEPARTMENT OF COMMERCE

Other Nearby Credit Unions to Consider