Credit Unions | Department of Commerce | Branches | Main Office

Department Of Commerce : Main Office

1401 Constitution Ave NW Rm B-841A
Washington, DC 20230

Phone 202-808-3600

Your current location is: New York City, NY

Department of Commerce : Main Office — distance 203.98

Deposit Rates - September 18, 2025

CD RATES	APY	MIN	MAX
6 Mo CD	2.12%	$500	-	Compare
12 Mo CD	1.92%	$500	-	Compare
18 Mo CD	1.92%	$500	-	Compare
24 Mo CD	1.92%	$500	-	Compare
30 Mo CD	1.92%	$500	-	Compare
36 Mo CD	1.76%	$500	-	Compare
48 Mo CD	1.76%	$500	-	Compare
60 Mo CD	1.71%	$500	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	0.05%	$0	-	Compare

MM RATES	APY	MIN	MAX
Money Market	1.87%	$2,500	$19,999	Compare
Money Market	2.02%	$20,000	$49,999	Compare
Money Market	2.10%	$50,000	-	Compare

Featured Home Equity Rates in District Of Columbia

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Upstart
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-09-18
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Upstart
NMLS ID: 2443873 / Updated 2025-09-18

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-04-18

Intro APR: 6.490 %
After Intro:7.750 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-10

Intro APR: 8.700 %
After Intro:8.700 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-09-18

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Spring EQ
NMLS ID: 1464945 / Updated 2025-09-18

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-09-18
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

New American Funding, LLC
NMLS ID: 6606 / Updated 2025-09-18

Cash-Out and Home Equity Options Available.

Competitive Rates for FICO Scores 580-679
366k+ positive reviews, A rating from the BBB
Pay off higher interest rate credit cards, Pay college tuition
100% online mortgage application available

Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-09-18

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-09-18
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in District Of Columbia

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Northpointe Bank
NMLS ID: 447490

6.097%

$1,919 Fees & Points $3,328 Total
0.604 Pts ($1,933)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

PenFed Credit Union
NMLS ID: 401822

6.186%

$1,919 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.476%

$1,997 Fees & Points $3,410 Total
0.847 Pts ($2,710)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Department Of Commerce : Main Office

Deposit Rates - September 18, 2025

Featured Home Equity Rates in District Of Columbia

Featured 30-Year Fixed Mortgage Rates in District Of Columbia

Nearby Branches of DEPARTMENT OF COMMERCE

Other Nearby Credit Unions to Consider