Credit Unions | Department of Commerce | Branches | Silver Spring Office

Department Of Commerce : Silver Spring Office

1325 E West HWY
silver spring, MD 20910

Your current location is: New York City, NY

Department of Commerce : Silver Spring Office — distance 199.63

Deposit Rates - March 31, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	2.12%	$500	-	Compare
12 Mo CD	1.92%	$500	-	Compare
18 Mo CD	1.92%	$500	-	Compare
24 Mo CD	1.92%	$500	-	Compare
30 Mo CD	1.92%	$500	-	Compare
36 Mo CD	1.76%	$500	-	Compare
48 Mo CD	1.76%	$500	-	Compare
60 Mo CD	1.71%	$500	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	0.05%	$0	-	Compare

MM RATES	APY	MIN	MAX
Money Market	1.87%	$2,500	$19,999	Compare
Money Market	2.02%	$20,000	$49,999	Compare
Money Market	2.10%	$50,000	-	Compare

Featured Home Equity Rates in Maryland

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-03-31

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 15x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11

Intro APR: 7.770 %
After Intro:7.770 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-03-31
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-03-31

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Refi.com
NMLS ID: 1907 / Updated 2026-03-31
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

Renofi
NMLS ID: 1802847 / Updated 2026-03-31

Renovating? Work with experts in renovation financing

Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Maryland

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.266%

$1,919 Fees & Points $9,181 Total
0.744 Pts ($2,381)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Beeline Loans, Inc.
NMLS ID: 1799947

6.313%

$1,971 Fees & Points $2,138 Total
0.668 Pts ($2,138)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

West Capital Lending
NMLS ID: 1566096

6.364%

$1,971 Fees & Points $3,868 Total
0.804 Pts ($2,573)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Northpointe Bank
NMLS ID: 447490

6.374%

$1,971 Fees & Points $4,211 Total
0.880 Pts ($2,816)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

Stone Bridge Mortgage Inc
NMLS ID: 1938081

6.405%

$1,971 Fees & Points $5,377 Total
1.000 Pts ($3,200)
$2,177 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Refi.com
NMLS ID: 1907

6.452%

$1,997 Fees & Points $2,602 Total
0.813 Pts ($2,602)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

SoFi
NMLS ID: 696891

6.747%

$2,049 Fees & Points $4,055 Total
0.800 Pts ($2,560)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: 9217

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Department Of Commerce : Silver Spring Office

Deposit Rates - March 31, 2026

Featured Home Equity Rates in Maryland

Featured 30-Year Fixed Mortgage Rates in Maryland

Nearby Branches of DEPARTMENT OF COMMERCE

Other Nearby Credit Unions to Consider