Credit Unions | Department of Commerce | Branches | Silver Spring Office

Department Of Commerce : Silver Spring Office

1325 E West HWY
silver spring, MD 20910

Your current location is: New York City, NY

Department of Commerce : Silver Spring Office — distance 199.63

Deposit Rates - December 31, 2025

CD RATES	APY	MIN	MAX
6 Mo CD	2.12%	$500	-	Compare
12 Mo CD	1.92%	$500	-	Compare
18 Mo CD	1.92%	$500	-	Compare
24 Mo CD	1.92%	$500	-	Compare
30 Mo CD	1.92%	$500	-	Compare
36 Mo CD	1.76%	$500	-	Compare
48 Mo CD	1.76%	$500	-	Compare
60 Mo CD	1.71%	$500	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	0.05%	$0	-	Compare

MM RATES	APY	MIN	MAX
Money Market	1.87%	$2,500	$19,999	Compare
Money Market	2.02%	$20,000	$49,999	Compare
Money Market	2.10%	$50,000	-	Compare

Featured Home Equity Rates in Maryland

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-12-31
Equal Housing Lender

Loans Amounts from $25,000 - $500,000.

Loans Amounts from $25,000 - $500,000.
Get a HELOC from PenFed to Put Your Home Equity to Work.
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
Home Equity Line of Credit - Equal Housing Lender.

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-12-30
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-12-31

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Owning.com
NMLS ID: 2611 / Updated 2025-12-31

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-12-31

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-12-31

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Maryland

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Beeline Loans, Inc.
NMLS ID: 1799947

5.962%

$1,893 Fees & Points $3,021 Total
0.944 Pts ($3,021)
$0 Fees

See how much cash an easy refi can give you.
Increase your ROI, renovate or roll in it!
Tap into your equity with a Beeline Refi. Apply Online in 15 minutes.

West Capital Lending
NMLS ID: 1566096

5.989%

$1,893 Fees & Points $3,967 Total
0.835 Pts ($2,672)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Refi.com
NMLS ID: 1907

6.190%

$1,945 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.218%

$1,945 Fees & Points $3,183 Total
0.776 Pts ($2,483)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

Top 3 Lender: Trusted and established.
19K+ 5-star reviews: Proven customer satisfaction.
Wide mortgage selection: Tailored solutions.

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Department Of Commerce : Silver Spring Office

Deposit Rates - December 31, 2025

Featured Home Equity Rates in Maryland

Featured 30-Year Fixed Mortgage Rates in Maryland

Nearby Branches of DEPARTMENT OF COMMERCE

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