Canadian Imperial Bank USA
For information concerning CIBC Bank USA parent bank, please click here .
Phone: 877-448-6500
Online Rates - December 18, 2025
Your current location is: New York City, NY
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
3.77% | $1,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.71% | $1,000 | Compare |
|
9 Mo CD
|
4.01% | $1,000 | Compare |
|
12 Mo CD
|
3.76% | $1,000 | Compare |
|
13 Mo CD
|
3.81% | $1,000 | Compare |
|
18 Mo CD
|
3.61% | $1,000 | Compare |
|
24 Mo CD
|
3.51% | $1,000 | Compare |
|
30 Mo CD
|
3.01% | $1,000 | Compare |
Money that you deposit is held by CIBC Bank USA. CIBC Bank USA is an FDIC insured institution founded in 1991. It has approximately $60.36 billion in assets.
Overview 2025
General Information of the Parent Bank
| FDIC Insured | Yes |
| Insured Parent Bank | CIBC Bank USA |
| FDIC Certificate | # 33306 |
| Date Established | 1991 |
| Assets | $60.36 billion |
| Loans | $37.30 billion |
| Deposits | $47.59 billion |
| Capital | $10.69 billion |
Customer Reviews for Canadian Imperial Bank USA (4)
Rated 4.25 stars out of 5 - based on 4 reviews
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSOnline Bank-$50,000N.A.3.77%16.68x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.77%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,885 1,320 2 51,885 1,956 1,369 3 53,841 2,030 1,421 4 55,871 2,106 1,474 5 57,977 2,186 1,530 6 60,163 2,268 1,588 7 62,431 2,354 1,648 8 64,785 2,442 1,710 9 67,227 2,534 1,774 10 69,762 2,630 1,841 11 72,392 2,729 1,910 12 75,121 2,832 1,982 13 77,953 2,939 2,057 14 80,892 3,050 2,135 15 83,941 3,165 2,215 16 87,106 3,284 2,299 17 90,390 3,408 2,385 18 93,797 3,536 2,475 19 97,334 3,669 2,569 20 101,003 3,808 2,665 TOTAL $54,811 $38,368 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
Wesley
May 30, 2023 |
Thank you to this site for showing this CD rate. I could not find it on the three leading sites (Bankrate, BestCashCow or Nerdwallet). Heck, I couldn't even find it easily on CIBC's own website, but that is another story. The thing that is great here is that there is only a 30 day EWP on 1-year CDs which is a nice feature as we learned during the pandemic that you really never can see what your cash needs are too far out.
Review on the Parent BankCanadienne1
October 26, 2022 |
The best bank in Canada by far. But, not competitive in the US at all. The good news is that I could move everything out to buy treasuries in my brokerage account with two clicks (unlike Synchrony which was a disaster to get out of).
Review on the Parent BankYippy1
June 14, 2022 |
Lots of these big more recognized names have long wait times to be followed by people answering the phone needing to do research in order to provide unsatisfactory answers. I have only called CIBC once or twice in many years as a customer, but this has not been my experience there.
Review on the Parent BankBecky
July 28, 2021 |
We've been customers for several years. Never a problem.
Review on the Parent Bank