Banks | Belmont Savings Bank
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Belmont Savings Bank


Belmont Savings Bank is an FDIC insured institution headquartered at 426 34th Street, Bellaire, OH 43906.
It was founded in 1886 and has approximately $1 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - July 03, 2026

SAVINGS RATES APY MIN
Savings
0.20% $100 Compare
CD RATES APY MIN
6 Mo CD
0.20% $500 Compare
Special: 6 Mo CD
0.85% $5,000 Compare
6 Mo CD
0.45% $98,000 Compare
12 Mo CD
0.25% $500 Compare
Special: 12 Mo CD
0.85% $5,000 Compare
12 Mo CD
0.50% $98,000 Compare
18 Mo CD
0.25% $500 Compare
18 Mo CD
0.50% $98,000 Compare
24 Mo CD
0.30% $500 Compare
24 Mo CD
0.55% $98,000 Compare
30 Mo CD
0.35% $500 Compare
30 Mo CD
0.60% $98,000 Compare
36 Mo CD
0.40% $500 Compare
48 Mo CD
0.50% $500 Compare
48 Mo CD
0.75% $98,000 Compare
MM RATES APY MIN
Money Market
0.15% $1,000 Compare
Money Market
0.15% $5,000 Compare
Money Market
0.20% $20,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
1.01% $1




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 28348
Date Established 1886
Assets $ 583.38 million
Loans $ 358.66 million
Deposits $ 469.49 million
Capital $ 64.57 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 39.25 million
Interest-bearing balances $ 37.15 million
Total securities $ 139.92 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 358.66 million
Loan loss allowance $ 2.97 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.91 million
Goodwill and other intangibles N.A.
All other assets $ 36.29 million
     Total Assets $ 518.81 million

LIABILITIES
Total deposits $ 469.49 million
      Interest-bearing deposits $ 450.17 million
      Deposits held in domestic offices $ 469.49 million
      % insured (estimated)" 91.85%
Federal funds purchased and repurchase agreements $ 9.33 million
Trading liabilities N.A.
Other borrowed funds $ 13.64 million
Subordinated debt N.A.
All other liabilities $ 5.78 millionn
      Total Liabilities $ 518.81 million
      Shareholders’ Equity $ 64.57 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 24.89 million
Total Interest Expense $ 13.11 million
Net interest income $ 11.78 million
Provision for loan and lease losses $ 0.61 million
Total non interest income $ 1.27 million
Total non interest expense $ 11.33 million
Pre-tax Net Operating Income $ 1.89 million

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