BMO Bank National Association
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BMO Bank National Association ACH Number: 07102566
BMO Bank National Association is an FDIC insured institution headquartered at
320 S Canal St, Chicago, IL 60606.
It was founded in
1947 and has approximately $264 billion in
assets. Customers can open an account at one of its 630 branches.
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Overview 2025
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 16571 |
Date Established | 1947 |
Assets | $ 264.33 billion |
Loans | $ 145.25 billion |
Deposits | $ 209.73 billion |
Capital | $ 35.47 billion |
Summary Balance Sheet as of September 30, 2024
ASSETS | |
Cash & Balances due from depository institutions | $ 23.74 billion |
Interest-bearing balances | $ 21.22 billion |
Total securities | $ 68.22 billion |
Federal funds sold and reverse repurchase | $ 51.42 million |
Net loans and leases | $ 145.25 billion |
Loan loss allowance | $ 2.14 billion |
Trading account assets | $ 213.08 million |
Bank premises and fixed assets | N.A. |
Other real estate owned | $ 50.91 million |
Goodwill and other intangibles | $ 13.06 billion |
All other assets | $ 7.02 billion |
Total Assets | $ 228.86 billion |
LIABILITIES | |
Total deposits | $ 209.73 billion |
Interest-bearing deposits | $ 166.15 billion |
Deposits held in domestic offices | $ 209.73 billion |
% insured (estimated) | 50.82% |
Federal funds purchased and repurchase agreements | $ 1,553.42 million |
Trading liabilities | $ 217.59 million |
Other borrowed funds | $ 11.31 billion |
Subordinated debt | $ 500.00 million |
All other liabilities | $ 2.27 billionn |
Total Liabilities | $ 228.86 billion |
Shareholders’ Equity | $ 35.47 billion |
Summary Income Statement as of September 30, 2024
INCOME AND EXPENSES | |
Total Interest Income | $ 10.25 billion |
Total Interest Expense | $ 4.88 billion |
Net interest income | $ 5.36 billion |
Provision for loan and lease losses | $ 490.70 million |
Total non interest income | $ 1,097.60 million |
Total non interest expense | $ 2.86 billion |
Pre-tax Net Operating Income | $ 1,103.99 million |
Customer Reviews for BMO Bank National Association (3)
Rated 1.00 stars out of 5 - based on 3 reviews
Branches
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Your current location is: Seattle, WA
J Tremain
February 22, 2024 |
They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rate. I called CSR and the rep who seemed to be in Mississippi said "it goes both ways, you understand." Just trying to get my money back from these folks now. Don't ever do business with BMO Alto.
Jen Y
April 1, 2023 |
Terrible! Their bill pay does not always pay on time. I set payments for a certain date and they did not arrive on the “guaranteed” arrival date. We ended up with late fees for our credit card not once but twice! Their resolution department promised to cover the fees, but never did. They instead made excuses as to why the bill was not paid in time. I’ve pulled my money from this account and will tell everyone I know about my experience.
ChicagoFinancials
January 20, 2023 |
Terrible, their website does not work, they advertise rates that they will not actually give you. Keep in mind I have banked here my entire life. Never wanted to go to a larger bank, but maybe they won't have me feeling like I am being scammed.