63107623
Centennial Bank is an FDIC insured institution headquartered at
620 Chestnut St, Conway, AR 72032.
Deposit Rates -
August 18, 2026
SAVINGS RATES
APY
MIN
Savings
0.05% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.10% $10,000
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6 Mo CD
0.10% $100,000
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12 Mo CD
0.20% $10,000
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12 Mo CD
0.20% $100,000
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18 Mo CD
0.20% $10,000
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18 Mo CD
0.20% $100,000
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24 Mo CD
0.35% $10,000
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24 Mo CD
0.35% $100,000
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30 Mo CD
0.35% $10,000
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30 Mo CD
0.35% $100,000
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36 Mo CD
0.35% $10,000
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36 Mo CD
0.35% $100,000
Compare
48 Mo CD
0.35% $10,000
Compare
48 Mo CD
0.35% $100,000
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60 Mo CD
0.55% $10,000
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60 Mo CD
0.55% $100,000
Compare
MM RATES
APY
MIN
Money Market
0.10% $2,500
Compare
Money Market
0.10% $10,000
Compare
Money Market
0.10% $25,000
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PREMM RATES
APY
MIN
Premium Money Market
0.05% $10,000
Compare
Premium Money Market
0.10% $25,000
Compare
VARIABLE IRA RATES
APY
MIN
Var IRA
0.20% $1
INT CHECKING RATES
APY
MIN
Int Ckg
0.02% $1
Int Ckg
0.02% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 11241
Date Established
1903
Assets
$ 22.72 billion
Loans
$ 15.30 billion
Deposits
$ 17.90 billion
Capital
$ 4.00 billion
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 661.62 million
Interest-bearing balances
$ 424.48 million
Total securities
$ 4.13 billion
Federal funds sold and reverse repurchase
$ 3.00 million
Net loans and leases
$ 15.30 billion
Loan loss allowance
$ 297.58 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 39.83 million
Goodwill and other intangibles
$ 1,430.55 million
All other assets
$ 727.82 million
Total Assets $ 18.72 billion
LIABILITIES
Total deposits
$ 17.90 billion
Interest-bearing deposits
$ 13.61 billion
Deposits held in domestic offices
$ 17.90 billion
% insured (estimated)" 52.46%
Federal funds purchased and repurchase agreements
$ 155.80 million
Trading liabilities
N.A.
Other borrowed funds
$ 400.00 million
Subordinated debt
N.A.
All other liabilities
$ 190.32 millionn
Total Liabilities $ 18.72 billion
Shareholders’ Equity $ 4.00 billion
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 1,281.12 million
Total Interest Expense
$ 372.85 million
Net interest income
$ 908.27 million
Provision for loan and lease losses
$ 20.91 million
Total non interest income
$ 165.41 million
Total non interest expense
$ 434.89 million
Pre-tax Net Operating Income
$ 125.80 million
Customer Reviews for Centennial Bank
Branches
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Centennial Bank Locations
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