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Centera Bank

Centera Bank is an FDIC insured institution headquartered at 119 S Inman St, Sublette, KS 67877.
It was founded in 1937 and has approximately $0 billion in assets. Customers can open an account at one of its 6 branches.

Deposit Rates - August 19, 2026

SAVINGS RATES	APY	MIN
SAV	0.25%	$10	Compare

CD RATES	APY	MIN
1 Mo CD	1.61%	$500	Compare
1 Mo CD	1.66%	$100,000	Compare
3 Mo CD	1.66%	$500	Compare
3 Mo CD	1.71%	$100,000	Compare
6 Mo CD	2.06%	$500	Compare
6 Mo CD	2.11%	$100,000	Compare
12 Mo CD	2.26%	$500	Compare
12 Mo CD	2.31%	$100,000	Compare
24 Mo CD	2.26%	$500	Compare
24 Mo CD	2.31%	$100,000	Compare
36 Mo CD	2.26%	$500	Compare
36 Mo CD	2.31%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.45%	$1,000	Compare

FIXED IRA RATES	APY	MIN
12 Mo FIRA	2.27%	$100
12 Mo FIRA	2.32%	$100,000
24 Mo FIRA	2.27%	$100
24 Mo FIRA	2.32%	$100,000
36 Mo FIRA	2.27%	$100
36 Mo FIRA	2.32%	$100,000

VARIABLE IRA RATES	APY	MIN
VIRA	2.07%	$100
VIRA	2.12%	$100,000

INT CHECKING RATES	APY	MIN
INTCK	0.10%	$1,500

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 16436
Date Established	1937
Assets	$ 320.58 million
Loans	$ 154.44 million
Deposits	$ 293.47 million
Capital	$ 25.04 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 7.36 million
Interest-bearing balances	$ 1.57 million
Total securities	$ 141.90 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 154.44 million
Loan loss allowance	$ 1.62 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 1.35 million
All other assets	$ 10.60 million
Total Assets	$ 295.54 million

LIABILITIES
Total deposits	$ 293.47 million
Interest-bearing deposits	$ 223.41 million
Deposits held in domestic offices	$ 293.47 million
% insured (estimated)"	69.67%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 8.32 million
Subordinated debt	N.A.
All other liabilities	$ 1.00 millionn
Total Liabilities	$ 295.54 million
Shareholders’ Equity	$ 25.04 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 14.03 million
Total Interest Expense	$ 4.24 million
Net interest income	$ 9.79 million
Provision for loan and lease losses	$ 0.10 million
Total non interest income	$ 1.42 million
Total non interest expense	$ 8.00 million
Pre-tax Net Operating Income	$ 1.35 million

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Branches

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