Centreville Bank is an FDIC insured institution headquartered at
1218 Main St, West Warwick, RI 02893.
Deposit Rates -
April 25, 2025
SAVINGS RATES
APY
MIN
Savings
0.05% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.15% $10,000
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6 Mo CD
0.15% $100,000
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12 Mo CD
0.25% $10,000
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12 Mo CD
0.25% $100,000
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18 Mo CD
0.30% $10,000
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18 Mo CD
0.30% $100,000
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24 Mo CD
0.40% $10,000
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24 Mo CD
0.40% $100,000
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36 Mo CD
0.55% $10,000
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36 Mo CD
0.55% $100,000
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48 Mo CD
0.55% $10,000
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48 Mo CD
0.55% $100,000
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60 Mo CD
0.70% $10,000
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60 Mo CD
0.70% $100,000
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MM RATES
APY
MIN
Money Market
0.05% $10,000
Compare
Money Market
0.20% $25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.05% $2,500
Loan Rates -
April 25, 2025
MORTGAGE PURCHASE
APR(%)
MONTHLY PAYMENT
5 Year Adjustable Conforming
0.00%
Varies
7 Year Adjustable Conforming
0.00%
Varies
10 Year Adjustable Conforming
0.00%
Varies
10 Year Fixed Jumbo
4.92%
$3,382.22
15 Year Fixed Jumbo
5.03%
$2,536.21
15 Year Fixed Conforming
7.15%
$2,636.28
20 Year Fixed Jumbo
5.65%
$2,228.98
MORTGAGE REFINANCE
APR(%)
MONTHLY PAYMENT
5 Year Adjustable Conforming
0.00%
Varies
7 Year Adjustable Conforming
0.00%
Varies
10 Year Adjustable Conforming
0.00%
Varies
10 Year Fixed Jumbo
4.92%
$3,382.22
15 Year Fixed Jumbo
5.03%
$2,536.21
15 Year Fixed Conforming
7.15%
$2,636.28
20 Year Fixed Jumbo
5.65%
$2,228.98
20 Year Fixed Conforming
7.49%
$2,311.45
AUTO LOAN RATES
APR(%)
MONTHLY PAYMENT
6 Year
5.25%
$405.53
Overview 2025
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 17764
Date Established
1888
Assets
$ 2.81 billion
Loans
$ 2.17 billion
Deposits
$ 2.13 billion
Capital
$ 374.30 million
Summary Balance Sheet as of December 31, 2024
ASSETS
Cash & Balances due from depository institutions
$ 51.68 million
Interest-bearing balances
$ 42.81 million
Total securities
$ 416.72 million
Federal funds sold and reverse repurchase
$ 0.65 million
Net loans and leases
$ 2.17 billion
Loan loss allowance
$ 16.91 million
Trading account assets
$ 11.18 million
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.53 million
Goodwill and other intangibles
$ 34.42 million
All other assets
$ 74.57 million
Total Assets $ 2.44 billion
LIABILITIES
Total deposits
$ 2.13 billion
Interest-bearing deposits
$ 1,870.97 million
Deposits held in domestic offices
$ 2.13 billion
% insured (estimated)" 82.62%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
$ 11.18 million
Other borrowed funds
$ 73.68 million
Subordinated debt
N.A.
All other liabilities
$ 28.04 millionn
Total Liabilities $ 2.44 billion
Shareholders’ Equity $ 374.30 million
Summary Income Statement as of December 31, 2024
INCOME AND EXPENSES
Total Interest Income
$ 139.74 million
Total Interest Expense
$ 72.45 million
Net interest income
$ 67.29 million
Provision for loan and lease losses
$ 6.42 million
Total non interest income
$ 7.62 million
Total non interest expense
$ 55.43 million
Pre-tax Net Operating Income
$ 7.72 million
Customer Reviews for Centreville Bank
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