Citizens Tri-County Bank is an FDIC insured institution headquartered at
15699 Rankin Ave, Dunlap, TN 37327.
It was founded in
1972 and has approximately $2 billion in assets. Customers can open an account at one of its 26 branches.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.10%
$2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.15%
$10,000
Compare
6 Mo CD
0.15%
$100,000
Compare
12 Mo CD
0.25%
$10,000
Compare
12 Mo CD
0.25%
$100,000
Compare
18 Mo CD
0.30%
$10,000
Compare
18 Mo CD
0.30%
$100,000
Compare
24 Mo CD
0.35%
$10,000
Compare
24 Mo CD
0.35%
$100,000
Compare
36 Mo CD
0.40%
$10,000
Compare
36 Mo CD
0.40%
$100,000
Compare
48 Mo CD
0.45%
$10,000
Compare
48 Mo CD
0.45%
$100,000
Compare
60 Mo CD
0.50%
$10,000
Compare
60 Mo CD
0.50%
$100,000
Compare
MM RATES
APY
MIN
Money Market
0.25%
$2,500
Compare
Money Market
0.25%
$10,000
Compare
Money Market
0.25%
$25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.20%
$2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 20818
Date Established
1972
Assets
$ 1,594.71 million
Loans
$ 1,059.81 million
Deposits
$ 1,446.38 million
Capital
$ 134.09 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 246.03 million
Interest-bearing balances
$ 213.40 million
Total securities
$ 183.73 million
Federal funds sold and reverse repurchase
$ 50.00 million
Net loans and leases
$ 1,059.81 million
Loan loss allowance
$ 17.56 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 2.85 million
Goodwill and other intangibles
$ 5.05 million
All other assets
$ 25.63 million
Total Assets
$ 1,460.61 million
LIABILITIES
Total deposits
$ 1,446.38 million
Interest-bearing deposits
$ 1,159.75 million
Deposits held in domestic offices
$ 1,446.38 million
% insured (estimated)"
71.29%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 8.03 millionn
Total Liabilities
$ 1,460.61 million
Shareholders’ Equity
$ 134.09 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 90.28 million
Total Interest Expense
$ 35.36 million
Net interest income
$ 54.92 million
Provision for loan and lease losses
$ 0.08 million
Total non interest income
$ 8.61 million
Total non interest expense
$ 34.83 million
Pre-tax Net Operating Income
$ 10.32 million
Customer Reviews for Citizens Tri-County Bank
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