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Dacotah Bank

Dacotah Bank is an FDIC insured institution headquartered at 308 S Main St, Aberdeen, SD 57401.
It was founded in 1955 and has approximately $5 billion in assets. Customers can open an account at one of its 34 branches.

Deposit Rates - August 18, 2026

CD RATES	APY	MIN
6 Mo CD	0.20%	$10,000	Compare
6 Mo CD	0.20%	$100,000	Compare
12 Mo CD	0.40%	$10,000	Compare
12 Mo CD	0.40%	$100,000	Compare
24 Mo CD	0.60%	$10,000	Compare
24 Mo CD	0.60%	$100,000	Compare
36 Mo CD	0.75%	$10,000	Compare
36 Mo CD	0.75%	$100,000	Compare
48 Mo CD	1.00%	$10,000	Compare
48 Mo CD	1.00%	$100,000	Compare
60 Mo CD	1.25%	$10,000	Compare
60 Mo CD	1.25%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.05%	$2,500	Compare
Money Market	0.20%	$10,000	Compare
Money Market	0.20%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.05%	$2,500

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 17437
Date Established	1955
Assets	$ 4.84 billion
Loans	$ 3.92 billion
Deposits	$ 4.32 billion
Capital	$ 462.08 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 108.86 million
Interest-bearing balances	$ 27.66 million
Total securities	$ 568.58 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 3.92 billion
Loan loss allowance	$ 43.90 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 0.11 million
Goodwill and other intangibles	$ 14.08 million
All other assets	$ 117.57 million
Total Assets	$ 4.37 billion

LIABILITIES
Total deposits	$ 4.32 billion
Interest-bearing deposits	$ 3.46 billion
Deposits held in domestic offices	$ 4.32 billion
% insured (estimated)"	65.94%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 9.00 million
Subordinated debt	N.A.
All other liabilities	$ 27.47 millionn
Total Liabilities	$ 4.37 billion
Shareholders’ Equity	$ 462.08 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 253.96 million
Total Interest Expense	$ 92.93 million
Net interest income	$ 161.02 million
Provision for loan and lease losses	$ 6.00 million
Total non interest income	$ 34.91 million
Total non interest expense	$ 130.96 million
Pre-tax Net Operating Income	$ 25.19 million

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Branches

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