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DeWitt Bank & Trust Co.


DeWitt Bank & Trust Co. is an FDIC insured institution headquartered at 815 6th Ave, Dewitt, IA 52742.
It was founded in 1933 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - April 25, 2025

SAVINGS RATES APY MIN
Savings
0.10% $100 Compare
CD RATES APY MIN
6 Mo CD
0.15% $10,000 Compare
6 Mo CD
0.15% $100,000 Compare
12 Mo CD
0.20% $10,000 Compare
12 Mo CD
0.20% $100,000 Compare
18 Mo CD
0.20% $10,000 Compare
18 Mo CD
0.20% $100,000 Compare
24 Mo CD
0.20% $10,000 Compare
24 Mo CD
0.20% $100,000 Compare
30 Mo CD
0.25% $10,000 Compare
30 Mo CD
0.25% $100,000 Compare
36 Mo CD
0.25% $10,000 Compare
36 Mo CD
0.25% $100,000 Compare
48 Mo CD
0.30% $10,000 Compare
48 Mo CD
0.30% $100,000 Compare
60 Mo CD
0.30% $10,000 Compare
60 Mo CD
0.30% $100,000 Compare
MM RATES APY MIN
Money Market
0.20% $2,500 Compare
Money Market
0.30% $25,000 Compare

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 14705
Date Established 1933
Assets $ 252.91 million
Loans $ 184.32 million
Deposits $ 227.05 million
Capital $ 18.58 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 14.92 million
Interest-bearing balances $ 11.37 million
Total securities $ 40.84 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 184.32 million
Loan loss allowance $ 2.11 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.20 million
All other assets $ 5.30 million
     Total Assets $ 234.33 million

LIABILITIES
Total deposits $ 227.05 million
      Interest-bearing deposits $ 197.81 million
      Deposits held in domestic offices $ 227.05 million
      % insured (estimated)" 72.82%
Federal funds purchased and repurchase agreements $ 0.59 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.80 millionn
      Total Liabilities $ 234.33 million
      Shareholders’ Equity $ 18.58 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 13.11 million
Total Interest Expense $ 6.09 million
Net interest income $ 7.02 million
Provision for loan and lease losses $ 0.21 million
Total non interest income $ 3.16 million
Total non interest expense $ 7.52 million
Pre-tax Net Operating Income $ 1.54 million

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