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Dean Co-operative Bank


Dean Co-operative Bank is an FDIC insured institution headquartered at 21 Main St, Franklin, MA 02038.
It was founded in 1889 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - April 25, 2025

SAVINGS RATES APY MIN
SAV
0.07% $5,000 Compare
CD RATES APY MIN
6 Mo CD
0.50% $500 Compare
9 Mo CD
4.83% $1,000 Compare
12 Mo CD
1.00% $500 Compare
14 Mo CD
4.35% $1,000 Compare
18 Mo CD
1.25% $500 Compare
19 Mo CD
4.00% $1,000 Compare
24 Mo CD
1.25% $500 Compare
30 Mo CD
1.50% $500 Compare
36 Mo CD
1.50% $500 Compare
48 Mo CD
2.00% $500 Compare
60 Mo CD
2.00% $500 Compare
MM RATES APY MIN
Money Market
0.07% $10,000 Compare
Money Market
0.12% $50,000 Compare
Money Market
1.00% $500,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.05% $25

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 27269
Date Established 1889
Assets $ 474.93 million
Loans $ 329.55 million
Deposits $ 398.31 million
Capital $ 27.63 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 14.19 million
Interest-bearing balances $ 11.63 million
Total securities $ 107.41 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 329.55 million
Loan loss allowance $ 3.22 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.04 million
All other assets $ 13.90 million
     Total Assets $ 447.30 million

LIABILITIES
Total deposits $ 398.31 million
      Interest-bearing deposits $ 265.60 million
      Deposits held in domestic offices $ 398.31 million
      % insured (estimated)" 83.05%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 4.30 millionn
      Total Liabilities $ 447.30 million
      Shareholders’ Equity $ 27.63 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 18.54 million
Total Interest Expense $ 6.79 million
Net interest income $ 11.74 million
Provision for loan and lease losses N.A.
Total non interest income $ 3.15 million
Total non interest expense $ 14.37 million
Pre-tax Net Operating Income $ 1.61 million

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Dean Co-operative Bank Locations

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