Dean Co-operative Bank


Dean Co-operative Bank is an FDIC insured institution headquartered at 21 Main St, Franklin, MA 02038.
It was founded in 1889 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - March 12, 2026

SAVINGS RATES APY MIN
SAV
0.07% $5,000 Compare
CD RATES APY MIN
6 Mo CD
0.50% $500 Compare
9 Mo CD
4.83% $1,000 Compare
12 Mo CD
1.00% $500 Compare
14 Mo CD
4.35% $1,000 Compare
18 Mo CD
1.25% $500 Compare
19 Mo CD
4.00% $1,000 Compare
24 Mo CD
1.25% $500 Compare
30 Mo CD
1.50% $500 Compare
36 Mo CD
1.50% $500 Compare
48 Mo CD
2.00% $500 Compare
60 Mo CD
2.00% $500 Compare
MM RATES APY MIN
Money Market
0.07% $10,000 Compare
Money Market
0.12% $50,000 Compare
Money Market
1.00% $500,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.05% $25




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 27269
Date Established 1889
Assets $ 479.37 million
Loans $ 338.85 million
Deposits $ 409.21 million
Capital $ 31.72 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 9.48 million
Interest-bearing balances $ 6.70 million
Total securities $ 108.62 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 338.85 million
Loan loss allowance $ 3.22 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.04 million
All other assets $ 13.90 million
     Total Assets $ 447.65 million

LIABILITIES
Total deposits $ 409.21 million
      Interest-bearing deposits $ 285.29 million
      Deposits held in domestic offices $ 409.21 million
      % insured (estimated)" 81.55%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 4.30 millionn
      Total Liabilities $ 447.65 million
      Shareholders’ Equity $ 31.72 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 15.05 million
Total Interest Expense $ 5.10 million
Net interest income $ 9.94 million
Provision for loan and lease losses N.A.
Total non interest income $ 2.41 million
Total non interest expense $ 11.14 million
Pre-tax Net Operating Income $ 1.61 million

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Branches

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Dean Co-operative Bank Locations