Exchange Bank & Trust is an FDIC insured institution headquartered at
600 Commercial St, Atchison, KS 66002.
It was founded in
1856 and has approximately $1 billion in assets. Customers can open an account at one of its 10 branches.
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 4619
Date Established
1856
Assets
$ 592.79 million
Loans
$ 380.50 million
Deposits
$ 510.82 million
Capital
$ 74.32 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 51.45 million
Interest-bearing balances
$ 47.47 million
Total securities
$ 147.93 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 380.50 million
Loan loss allowance
$ 5.30 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 7.22 million
Total Assets
$ 518.46 million
LIABILITIES
Total deposits
$ 510.82 million
Interest-bearing deposits
$ 483.78 million
Deposits held in domestic offices
$ 510.82 million
% insured (estimated)"
83.47%
Federal funds purchased and repurchase agreements
$ 4.44 million
Trading liabilities
N.A.
Other borrowed funds
$ 0.01 million
Subordinated debt
N.A.
All other liabilities
$ 1.83 millionn
Total Liabilities
$ 518.46 million
Shareholders’ Equity
$ 74.32 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 23.93 million
Total Interest Expense
$ 6.43 million
Net interest income
$ 17.50 million
Provision for loan and lease losses
$ 0.03 million
Total non interest income
$ 1.88 million
Total non interest expense
$ 9.69 million
Pre-tax Net Operating Income
$ 3.69 million
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Branches
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Your current location is: New York City, NY
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