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F & C Bank


F & C Bank is an FDIC insured institution headquartered at 1006 Eagle Crest Dr, Holden, MO 64040.
It was founded in 1881 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - March 20, 2026

SAVINGS RATES APY MIN
Savings
0.10% $1 Compare
CD RATES APY MIN
6 Mo CD
0.30% $2,500 Compare
6 Mo CD
0.50% $50,000 Compare
12 Mo CD
0.25% $2,500 Compare
12 Mo CD
0.35% $50,000 Compare
18 Mo CD
0.30% $2,500 Compare
18 Mo CD
0.40% $50,000 Compare
24 Mo CD
0.40% $2,500 Compare
24 Mo CD
0.50% $50,000 Compare
30 Mo CD
0.45% $2,500 Compare
30 Mo CD
0.55% $50,000 Compare
36 Mo CD
0.50% $2,500 Compare
36 Mo CD
0.60% $50,000 Compare
48 Mo CD
0.55% $2,500 Compare
48 Mo CD
0.65% $50,000 Compare
60 Mo CD
0.60% $2,500 Compare
60 Mo CD
0.75% $50,000 Compare
MM RATES APY MIN
Money Market
0.10% $1 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.20% $25,000 Compare




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9378
Date Established 1881
Assets $ 438.30 million
Loans $ 380.89 million
Deposits $ 385.59 million
Capital $ 47.14 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 15.38 million
Interest-bearing balances $ 9.21 million
Total securities $ 23.45 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 380.89 million
Loan loss allowance $ 4.98 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 8.08 million
     Total Assets $ 391.16 million

LIABILITIES
Total deposits $ 385.59 million
      Interest-bearing deposits $ 319.42 million
      Deposits held in domestic offices $ 385.59 million
      % insured (estimated)" 89.38%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.21 millionn
      Total Liabilities $ 391.16 million
      Shareholders’ Equity $ 47.14 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 21.96 million
Total Interest Expense $ 6.12 million
Net interest income $ 15.83 million
Provision for loan and lease losses $ 0.30 million
Total non interest income $ 1.62 million
Total non interest expense $ 8.37 million
Pre-tax Net Operating Income $ 3.11 million

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F & C Bank Locations

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