Farmers-Merchants Bank & Trust Company


Farmers-Merchants Bank & Trust Company is an FDIC insured institution headquartered at 100 S Main St, Breaux Bridge, LA 70517.
It was founded in 1932 and has approximately $0 billion in assets. Customers can open an account at one of its 8 branches.

Deposit Rates - November 03, 2025

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.35% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.60% $100,000 Compare
18 Mo CD
0.85% $10,000 Compare
18 Mo CD
1.00% $100,000 Compare
24 Mo CD
1.00% $10,000 Compare
24 Mo CD
1.20% $100,000 Compare
36 Mo CD
1.26% $10,000 Compare
36 Mo CD
1.35% $100,000 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.15% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9327
Date Established 1932
Assets $ 449.08 million
Loans $ 247.22 million
Deposits $ 327.52 million
Capital $ 56.20 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 46.74 million
Interest-bearing balances $ 37.64 million
Total securities $ 132.44 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 247.22 million
Loan loss allowance $ 3.61 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.18 million
Goodwill and other intangibles N.A.
All other assets $ 13.74 million
     Total Assets $ 392.88 million

LIABILITIES
Total deposits $ 327.52 million
      Interest-bearing deposits $ 224.85 million
      Deposits held in domestic offices $ 327.52 million
      % insured (estimated)" 77.44%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt $ 64.02 million
All other liabilities $ 0.82 millionn
      Total Liabilities $ 392.88 million
      Shareholders’ Equity $ 56.20 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 11.89 million
Total Interest Expense $ 2.86 million
Net interest income $ 9.03 million
Provision for loan and lease losses $ 0.01 million
Total non interest income $ 1.43 million
Total non interest expense $ 6.17 million
Pre-tax Net Operating Income $ 2.64 million

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Farmers-Merchants Bank & Trust Company Locations