Farmers Trust & Savings Bank


Farmers Trust & Savings Bank is an FDIC insured institution headquartered at 510 Elm St, Williamsburg, IA 52361.
It was founded in 1934 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - February 02, 2026





Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 14392
Date Established 1934
Assets $ 189.60 million
Loans $ 140.54 million
Deposits $ 145.10 million
Capital $ 41.73 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 6.81 million
Interest-bearing balances $ 3.71 million
Total securities $ 31.60 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 140.54 million
Loan loss allowance $ 0.60 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 5.09 million
     Total Assets $ 147.87 million

LIABILITIES
Total deposits $ 145.10 million
      Interest-bearing deposits $ 115.11 million
      Deposits held in domestic offices $ 145.10 million
      % insured (estimated)" 63.40%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 2.60 million
Subordinated debt N.A.
All other liabilities $ 2.11 millionn
      Total Liabilities $ 147.87 million
      Shareholders’ Equity $ 41.73 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 7.93 million
Total Interest Expense $ 2.10 million
Net interest income $ 5.84 million
Provision for loan and lease losses $ 0.05 million
Total non interest income $ 0.78 million
Total non interest expense $ 2.75 million
Pre-tax Net Operating Income $ 1.32 million

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Farmers Trust & Savings Bank Locations