Banks | First Community Bank, Xenia-Flora
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First Community Bank, Xenia-Flora


First Community Bank, Xenia-Flora is an FDIC insured institution headquartered at 260 Front St, Xenia, IL 62899.
It was founded in 1922 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - March 19, 2026

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
18 Mo CD
0.65% $10,000 Compare
18 Mo CD
0.65% $100,000 Compare
30 Mo CD
0.65% $10,000 Compare
30 Mo CD
0.65% $100,000 Compare
36 Mo CD
0.75% $10,000 Compare
36 Mo CD
0.75% $100,000 Compare
48 Mo CD
0.75% $10,000 Compare
48 Mo CD
0.75% $100,000 Compare
60 Mo CD
0.90% $10,000 Compare
60 Mo CD
0.90% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 3850
Date Established 1922
Assets $ 54.13 million
Loans $ 30.34 million
Deposits $ 46.04 million
Capital $ 5.06 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 2.45 million
Interest-bearing balances $ 1.59 million
Total securities $ 18.41 million
Federal funds sold and reverse repurchase $ 1.86 million
Net loans and leases $ 30.34 million
Loan loss allowance $ 0.19 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 0.44 million
     Total Assets $ 49.07 million

LIABILITIES
Total deposits $ 46.04 million
      Interest-bearing deposits $ 33.84 million
      Deposits held in domestic offices $ 46.04 million
      % insured (estimated)" 88.14%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 3.29 million
Subordinated debt N.A.
All other liabilities $ 0.02 millionn
      Total Liabilities $ 49.07 million
      Shareholders’ Equity $ 5.06 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 2.22 million
Total Interest Expense $ 0.64 million
Net interest income $ 1.58 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.08 million
Total non interest expense $ 0.95 million
Pre-tax Net Operating Income $ 0.28 million

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