First Security Bank of Searcy, Arkansas
ACH Number: 82901897
First Security Bank of Searcy, Arkansas is an FDIC insured institution headquartered at
314 N Spring St, Searcy, AR 72143.
It was founded in
1932 and has approximately $8 billion in assets. Customers can open an account at one of its 81 branches.
Deposit Rates - January 20, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.10% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.50% | $10,000 | Compare |
|
6 Mo CD
|
0.50% | $100,000 | Compare |
|
Special: 10 Mo CD
|
1.00% | $2,500 | Compare |
|
12 Mo CD
|
0.55% | $10,000 | Compare |
|
12 Mo CD
|
0.55% | $100,000 | Compare |
|
24 Mo CD
|
0.70% | $10,000 | Compare |
|
24 Mo CD
|
0.70% | $100,000 | Compare |
|
36 Mo CD
|
0.80% | $10,000 | Compare |
|
36 Mo CD
|
0.80% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $2,500 | Compare |
|
Money Market
|
0.15% | $10,000 | Compare |
|
Money Market
|
0.15% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Special: 10 Mo FIRA
|
1.00% | $2,500 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.10% | $1 |
|
Int Ckg
|
0.30% | $1 |
|
Int Ckg
|
0.10% | $2,500 |
|
Int Ckg
|
0.30% | $2,500 |
Featured Home Equity Rates
-
Sponsored
-
#1 Non-bank HELOC in the US, A+ BBB Rating $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-01-19Get up to $600k with no monthly payments, ever. $0 -
Owning.com
NMLS ID: 2611 / Updated 2026-01-19Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-01-19As low as 6.52% APR on your initial draw* $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-01-19Home Equity Loans & Refinance – Cash out $0 -
Rate
NMLS ID: 2611 / Updated 2026-01-19Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-01-19Unlock Your Home's Potential $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-01-19Get cash now in exchange for a percentage of your homes future equity. $0 -
Renofi
NMLS ID: 1802847 / Updated 2026-01-19Renovating? Work with experts in renovation financing $0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
5.509% $1,792 Fees & Points $4,800 Total
1.000 Pts ($3,200)
$1,600 Fees -
5.961% $1,893 Fees & Points $3,365 Total
0.930 Pts ($2,976)
$389 Fees -
West Capital Lending
NMLS ID: 15660965.980% $1,893 Fees & Points $3,647 Total
0.735 Pts ($2,352)
$1,295 Fees -
PenFed Credit Union
NMLS ID: 4018226.036% $1,893 Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees -
Refi.com
NMLS ID: 19076.054% $1,917 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.214% $1,945 Fees & Points $3,046 Total
0.733 Pts ($2,346)
$700 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 5633 |
| Date Established | 1932 |
| Assets | $ 8.46 billion |
| Loans | $ 4.32 billion |
| Deposits | $ 6.72 billion |
| Capital | $ 1,120.04 million |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 613.02 million |
| Interest-bearing balances | $ 526.86 million |
| Total securities | $ 3.20 billion |
| Federal funds sold and reverse repurchase | $ 20.20 million |
| Net loans and leases | $ 4.32 billion |
| Loan loss allowance | $ 110.11 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.16 million |
| Goodwill and other intangibles | $ 14.64 million |
| All other assets | $ 156.81 million |
| Total Assets | $ 7.34 billion |
| LIABILITIES | |
| Total deposits | $ 6.72 billion |
| Interest-bearing deposits | $ 5.32 billion |
| Deposits held in domestic offices | $ 6.72 billion |
| % insured (estimated)" | 55.61% |
| Federal funds purchased and repurchase agreements | $ 389.39 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 7.57 million |
| Subordinated debt | $ 200.00 million |
| All other liabilities | $ 6.35 millionn |
| Total Liabilities | $ 7.34 billion |
| Shareholders’ Equity | $ 1,120.04 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 307.07 million |
| Total Interest Expense | $ 109.63 million |
| Net interest income | $ 197.44 million |
| Provision for loan and lease losses | $ 4.72 million |
| Total non interest income | $ 25.90 million |
| Total non interest expense | $ 94.05 million |
| Pre-tax Net Operating Income | $ 78.05 million |
Customer Reviews for First Security Bank of Searcy, Arkansas
Branches
Click on location and enter new zip number to change."
Your current location is: Seattle, WA
First Security Bank of Searcy, Arkansas Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBankARKANSAS$50,000N.A.0.10%0.44x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
There are currently no comments for First Security Bank of Searcy, Arkansas. Be the first to share your experience. Please provide comments that will help others.