Banks | Farmers & Merchants Bank & Trust
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Farmers & Merchants Bank & Trust


Farmers & Merchants Bank & Trust is an FDIC insured institution headquartered at 1644 Ludington St, Marinette, WI 54143.
It was founded in 1902 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - July 03, 2026

SAVINGS RATES APY MIN
Savings
0.01% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.15% $10,000 Compare
6 Mo CD
0.15% $100,000 Compare
12 Mo CD
0.30% $10,000 Compare
12 Mo CD
0.30% $100,000 Compare
24 Mo CD
0.36% $10,000 Compare
24 Mo CD
0.36% $100,000 Compare
36 Mo CD
0.41% $10,000 Compare
36 Mo CD
0.41% $100,000 Compare
48 Mo CD
0.51% $10,000 Compare
48 Mo CD
0.51% $100,000 Compare
60 Mo CD
0.61% $10,000 Compare
60 Mo CD
0.61% $100,000 Compare
MM RATES APY MIN
Money Market
0.01% $2,500 Compare
Money Market
0.01% $10,000 Compare
Money Market
0.01% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.01% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10382
Date Established 1902
Assets $ 174.00 million
Loans $ 117.98 million
Deposits $ 146.52 million
Capital $ 16.08 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 6.03 million
Interest-bearing balances $ 0.69 million
Total securities $ 44.65 million
Federal funds sold and reverse repurchase $ 0.47 million
Net loans and leases $ 117.98 million
Loan loss allowance $ 1.21 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.10 million
Goodwill and other intangibles N.A.
All other assets $ 3.35 million
     Total Assets $ 157.92 million

LIABILITIES
Total deposits $ 146.52 million
      Interest-bearing deposits $ 120.26 million
      Deposits held in domestic offices $ 146.52 million
      % insured (estimated)" 75.92%
Federal funds purchased and repurchase agreements $ 0.39 million
Trading liabilities N.A.
Other borrowed funds $ 3.50 million
Subordinated debt N.A.
All other liabilities $ 0.42 millionn
      Total Liabilities $ 157.92 million
      Shareholders’ Equity $ 16.08 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 8.86 million
Total Interest Expense $ 2.51 million
Net interest income $ 6.35 million
Provision for loan and lease losses $ 0.40 million
Total non interest income $ 0.43 million
Total non interest expense $ 5.13 million
Pre-tax Net Operating Income $ 0.75 million

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