Guaranty Bank & Trust, N.A.


Guaranty Bank & Trust, N.A. is an FDIC insured institution headquartered at 100 W Arkansas St, Mount Pleasant, TX 75455.
It was founded in 1913 and has approximately $3 billion in assets. Customers can open an account at one of its 32 branches.

Deposit Rates - April 26, 2024

SAVINGS RATES APY MIN
Savings
0.15% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.30% $10,000 Compare
6 Mo CD
0.30% $100,000 Compare
Special: 12 Mo CD
0.65% $1,000 Compare
12 Mo CD
0.45% $10,000 Compare
12 Mo CD
0.45% $100,000 Compare
18 Mo CD
0.50% $10,000 Compare
18 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
30 Mo CD
0.50% $10,000 Compare
30 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.55% $10,000 Compare
48 Mo CD
0.55% $100,000 Compare
60 Mo CD
0.65% $10,000 Compare
60 Mo CD
0.65% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.15% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1208
Date Established 1913
Assets $ 3.18 billion
Loans $ 2.29 billion
Deposits $ 2.64 billion
Capital $ 351.91 million

Summary Balance Sheet as of June 30, 2023

ASSETS
Cash & Balances due from depository institutions $ 52.95 million
Interest-bearing balances $ 5.21 million
Total securities $ 600.40 million
Federal funds sold and reverse repurchase $ 36.58 million
Net loans and leases $ 2.29 billion
Loan loss allowance $ 30.92 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 34.32 million
All other assets $ 85.64 million
     Total Assets $ 2.83 billion

LIABILITIES
Total deposits $ 2.64 billion
      Interest-bearing deposits $ 1,780.29 million
      Deposits held in domestic offices $ 2.64 billion
      % insured (estimated) 68.39%
Federal funds purchased and repurchase agreements $ 25.17 million
Trading liabilities N.A.
Other borrowed funds $ 131.50 million
Subordinated debt N.A.
All other liabilities $ 24.70 millionn
      Total Liabilities $ 2.83 billion
      Shareholders’ Equity $ 351.91 million

Summary Income Statement as of June 30, 2023

INCOME AND EXPENSES
Total Interest Income $ 156.48 million
Total Interest Expense $ 57.01 million
Net interest income $ 99.47 million
Provision for loan and lease losses N.A.
Total non interest income $ 22.74 million
Total non interest expense $ 80.71 million
Pre-tax Net Operating Income $ 27.95 million

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Branches

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Guaranty Bank & Trust, N.A. Locations