Highlands Community Bank

Branches

Click on location and enter new zip number to change.
Your current location is: Connecticut, Fairfield
View Branches Statewide →

View Branches Nationwide →

Highlands Community Bank Locations

Deposit Rates - May 8, 2021

SAVINGS RATES APY MIN MAX
Savings
0.15% $2,500 $4,999 Compare
CD RATES APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Compare
6 Mo CD
0.40% $100,000 $199,999 Compare
12 Mo CD
0.50% $10,000 $14,999 Compare
12 Mo CD
0.50% $100,000 $199,999 Compare
18 Mo CD
0.65% $10,000 $14,999 Compare
18 Mo CD
0.65% $100,000 $199,999 Compare
24 Mo CD
0.75% $10,000 $14,999 Compare
24 Mo CD
0.75% $100,000 $199,999 Compare
36 Mo CD
0.85% $10,000 $14,999 Compare
36 Mo CD
0.85% $100,000 $199,999 Compare
60 Mo CD
1.00% $10,000 $14,999 Compare
60 Mo CD
1.00% $100,000 $199,999 Compare
MM RATES APY MIN MAX
Money Market
0.20% $2,500 $2,999 Compare
Money Market
0.20% $10,000 $14,999 Compare
Money Market
0.25% $25,000 $29,999 Compare
INT CHECKING RATES APY MIN MAX
Int Ckg
0.05% $2,500 $3,499

Overview 2021

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57420
Date Established 2002
Assets $ 171.50 million
Loans $ 102.96 million
Deposits $ 147.70 million
Capital $ 22.96 million

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $ 7.08 million
Interest-bearing balances $ 4.84 million
Total securities $ 54.56 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 102.96 million
Loan loss allowance $ 1.31 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.15 million
Goodwill and other intangibles $ 0.04 million
All other assets $ 4.60 million
     Total Assets $ 148.54 million

LIABILITIES
Total deposits $ 147.70 million
      Interest-bearing deposits $ 120.53 million
      Deposits held in domestic offices $ 147.70 million
      % insured (estimated) 89.46%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 0.03 million
Subordinated debt N.A.
All other liabilities $ 0.80 millionn
      Total Liabilities $ 148.54 million
      Shareholders’ Equity $ 22.96 million

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $ 7.74 million
Total Interest Expense $ 1.36 million
Net interest income $ 6.38 million
Provision for loan and lease losses $ 0.55 million
Total non interest income $ 0.91 million
Total non interest expense $ 4.60 million
Pre-tax Net Operating Income $ 2.13 million

Highlands Community Bank is an FDIC insured institution headquartered at 307 Thacker Avenue, Covington, VA 24426.
It was founded in 2002 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.