Iowa - Nebraska State Bank


Iowa - Nebraska State Bank is an FDIC insured institution headquartered at 2021 Dakota Avenue, South Sioux City, NE 68776.
It was founded in 1920 and has approximately $0 billion in assets. Customers can open an account at one of its 8 branches.

Deposit Rates - July 18, 2025

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 8354
Date Established 1920
Assets $ 213.02 million
Loans $ 129.86 million
Deposits $ 189.91 million
Capital $ 21.50 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 27.59 million
Interest-bearing balances $ 18.94 million
Total securities $ 42.96 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 129.86 million
Loan loss allowance $ 1.38 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.55 million
All other assets $ 8.10 million
     Total Assets $ 192.99 million

LIABILITIES
Total deposits $ 189.91 million
      Interest-bearing deposits $ 122.21 million
      Deposits held in domestic offices $ 189.91 million
      % insured (estimated)" 75.28%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 0.78 million
Subordinated debt N.A.
All other liabilities $ 2.30 millionn
      Total Liabilities $ 192.99 million
      Shareholders’ Equity $ 20.02 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 5.35 million
Total Interest Expense $ 0.50 million
Net interest income $ 4.85 million
Provision for loan and lease losses N.A.
Total non interest income $ 2.66 million
Total non interest expense $ 5.68 million
Pre-tax Net Operating Income $ 2.13 million

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