Merchants & Marine Bank is an FDIC insured institution headquartered at
3118 Pascagoula St, Pascagoula, MS 39567.
It was founded in
1932 and has approximately $1 billion in assets. Customers can open an account at one of its 13 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.07% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.10% | $10,000 | Compare |
|
6 Mo CD
|
0.10% | $100,000 | Compare |
|
12 Mo CD
|
0.50% | $10,000 | Compare |
|
12 Mo CD
|
0.50% | $100,000 | Compare |
|
18 Mo CD
|
0.50% | $10,000 | Compare |
|
18 Mo CD
|
0.50% | $100,000 | Compare |
|
24 Mo CD
|
0.50% | $10,000 | Compare |
|
24 Mo CD
|
0.50% | $100,000 | Compare |
|
36 Mo CD
|
0.50% | $10,000 | Compare |
|
36 Mo CD
|
0.50% | $100,000 | Compare |
|
48 Mo CD
|
0.50% | $10,000 | Compare |
|
48 Mo CD
|
0.50% | $100,000 | Compare |
|
60 Mo CD
|
0.50% | $10,000 | Compare |
|
60 Mo CD
|
0.50% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $2,500 | Compare |
|
Money Market
|
0.10% | $10,000 | Compare |
|
Money Market
|
0.10% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.05% | $1 |
|
Int Ckg
|
0.06% | $2,500 |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
|
Intro APR: 6.750 %
After Intro:6.750 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
Pentagon Federal Credit Union NMLS ID: 401822 |
0.000% |
$0
Fees & Points
$0 Total
0.000 Pts ($0) $0 Fees |
Reliant Home Funding, Inc. NMLS ID: 292473 |
5.998% |
$1,893
Fees & Points
$4,273 Total
0.712 Pts ($2,278) $1,995 Fees |
| 6.332% |
$1,971
Fees & Points
$3,018 Total
0.557 Pts ($1,782) $1,236 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.391% |
$1,971
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 12203 |
| Date Established | 1932 |
| Assets | $ 940.07 million |
| Loans | $ 445.54 million |
| Deposits | $ 631.04 million |
| Capital | $ 97.90 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 80.43 million |
| Interest-bearing balances | $ 66.09 million |
| Total securities | $ 319.55 million |
| Federal funds sold and reverse repurchase | $ 0.02 million |
| Net loans and leases | $ 445.54 million |
| Loan loss allowance | $ 5.36 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 11.67 million |
| All other assets | $ 25.28 million |
| Total Assets | $ 842.17 million |
| LIABILITIES | |
| Total deposits | $ 631.04 million |
| Interest-bearing deposits | $ 516.62 million |
| Deposits held in domestic offices | $ 631.04 million |
| % insured (estimated)" | 72.07% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 5.63 millionn |
| Total Liabilities | $ 842.17 million |
| Shareholders’ Equity | $ 97.90 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 46.14 million |
| Total Interest Expense | $ 8.65 million |
| Net interest income | $ 37.50 million |
| Provision for loan and lease losses | $ 0.58 million |
| Total non interest income | $ 8.53 million |
| Total non interest expense | $ 40.25 million |
| Pre-tax Net Operating Income | $ 0.30 million |
Click on location and enter new zip number to change."
Your current location is: New York City, NY
There are currently no comments for Merchants & Marine Bank. Be the first to share your experience. Please provide comments that will help others.