Central Penn Bank & Trust is an FDIC insured institution headquartered at
250 E Chestnut St, Mifflinburg, PA 17844.
It was founded in
1872 and has approximately $1 billion in assets. Customers can open an account at one of its 7 branches.
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 10685
Date Established
1872
Assets
$ 1,251.70 million
Loans
$ 908.27 million
Deposits
$ 1,111.53 million
Capital
$ 118.46 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 40.94 million
Interest-bearing balances
$ 33.13 million
Total securities
$ 220.18 million
Federal funds sold and reverse repurchase
$ 6.17 million
Net loans and leases
$ 908.27 million
Loan loss allowance
$ 9.90 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 14.81 million
All other assets
$ 17.42 million
Total Assets
$ 1,133.24 million
LIABILITIES
Total deposits
$ 1,111.53 million
Interest-bearing deposits
$ 890.24 million
Deposits held in domestic offices
$ 1,111.53 million
% insured (estimated)"
80.73%
Federal funds purchased and repurchase agreements
$ 1.59 million
Trading liabilities
N.A.
Other borrowed funds
$ 6.99 million
Subordinated debt
N.A.
All other liabilities
$ 4.91 millionn
Total Liabilities
$ 1,133.24 million
Shareholders’ Equity
$ 118.46 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 46.79 million
Total Interest Expense
$ 14.97 million
Net interest income
$ 31.83 million
Provision for loan and lease losses
$ 5.19 million
Total non interest income
$ 4.19 million
Total non interest expense
$ 25.51 million
Pre-tax Net Operating Income
$ 3.61 million
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