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Central Penn Bank & Trust


Central Penn Bank & Trust is an FDIC insured institution headquartered at 250 E Chestnut St, Mifflinburg, PA 17844.
It was founded in 1872 and has approximately $1 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - March 19, 2026

SAVINGS RATES APY MIN
Savings
0.20% $1 Compare
CD RATES APY MIN
6 Mo CD
0.25% $5,000 Compare
12 Mo CD
0.40% $5,000 Compare
18 Mo CD
0.45% $5,000 Compare
24 Mo CD
0.50% $5,000 Compare
30 Mo CD
0.55% $5,000 Compare
36 Mo CD
0.85% $5,000 Compare
48 Mo CD
0.95% $5,000 Compare
60 Mo CD
1.00% $5,000 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.15% $25,000 Compare
PREMM RATES APY MIN
Premium Money Market
0.10% $5,000 Compare
INT CHECKING RATES APY MIN
0.02% $1




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10685
Date Established 1872
Assets $ 1,243.83 million
Loans $ 891.10 million
Deposits $ 1,106.00 million
Capital $ 115.00 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 49.19 million
Interest-bearing balances $ 41.84 million
Total securities $ 222.26 million
Federal funds sold and reverse repurchase $ 5.03 million
Net loans and leases $ 891.10 million
Loan loss allowance $ 9.51 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 15.54 million
All other assets $ 17.42 million
     Total Assets $ 1,128.83 million

LIABILITIES
Total deposits $ 1,106.00 million
      Interest-bearing deposits $ 891.09 million
      Deposits held in domestic offices $ 1,106.00 million
      % insured (estimated)" 95.30%
Federal funds purchased and repurchase agreements $ 1.41 million
Trading liabilities N.A.
Other borrowed funds $ 6.99 million
Subordinated debt N.A.
All other liabilities $ 4.91 millionn
      Total Liabilities $ 1,128.83 million
      Shareholders’ Equity $ 115.00 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 29.41 million
Total Interest Expense $ 9.86 million
Net interest income $ 19.55 million
Provision for loan and lease losses $ 4.39 million
Total non interest income $ 2.34 million
Total non interest expense $ 17.09 million
Pre-tax Net Operating Income $ 3.61 million

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Central Penn Bank & Trust Locations

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