Union Bank & Trust Company


Union Bank & Trust Company is an FDIC insured institution headquartered at 201 E Main St, Livingston, TN 38570.
It was founded in 1932 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - April 25, 2025

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9179
Date Established 1932
Assets $ 94.78 million
Loans $ 63.49 million
Deposits $ 82.18 million
Capital $ 11.97 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 6.29 million
Interest-bearing balances $ 4.13 million
Total securities $ 23.11 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 63.49 million
Loan loss allowance $ 1.09 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 1.27 million
     Total Assets $ 82.81 million

LIABILITIES
Total deposits $ 82.18 million
      Interest-bearing deposits $ 58.57 million
      Deposits held in domestic offices $ 82.18 million
      % insured (estimated)" 82.81%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.28 millionn
      Total Liabilities $ 82.81 million
      Shareholders’ Equity $ 11.97 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 5.47 million
Total Interest Expense $ 0.93 million
Net interest income $ 4.55 million
Provision for loan and lease losses $ 0.12 million
Total non interest income $ 0.28 million
Total non interest expense $ 2.90 million
Pre-tax Net Operating Income $ 0.98 million

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Branches

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Union Bank & Trust Company Locations