Union Bank & Trust Company


Union Bank & Trust Company is an FDIC insured institution headquartered at 201 E Main St, Livingston, TN 38570.
It was founded in 1932 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - May 7, 2024

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9179
Date Established 1932
Assets $ 99.31 million
Loans $ 62.15 million
Deposits $ 87.24 million
Capital $ 11.48 million

Summary Balance Sheet as of June 30, 2023

ASSETS
Cash & Balances due from depository institutions $ 8.88 million
Interest-bearing balances $ 5.31 million
Total securities $ 26.31 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 62.15 million
Loan loss allowance $ 1.88 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.01 million
Goodwill and other intangibles N.A.
All other assets $ 1.27 million
     Total Assets $ 87.83 million

LIABILITIES
Total deposits $ 87.24 million
      Interest-bearing deposits $ 63.54 million
      Deposits held in domestic offices $ 87.24 million
      % insured (estimated) 83.72%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.28 millionn
      Total Liabilities $ 87.83 million
      Shareholders’ Equity $ 11.48 million

Summary Income Statement as of June 30, 2023

INCOME AND EXPENSES
Total Interest Income $ 5.20 million
Total Interest Expense $ 0.72 million
Net interest income $ 4.49 million
Provision for loan and lease losses $ 0.12 million
Total non interest income $ 0.23 million
Total non interest expense $ 2.67 million
Pre-tax Net Operating Income $ 0.98 million

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Branches

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Union Bank & Trust Company Locations