National Bank & Trust is an FDIC insured institution headquartered at
141 W Colorado St, La Grange, TX 78945.
It was founded in
1888 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 3289
Date Established
1888
Assets
$ 233.15 million
Loans
$ 129.45 million
Deposits
$ 189.92 million
Capital
$ 20.04 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 14.60 million
Interest-bearing balances
$ 11.04 million
Total securities
$ 79.00 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 129.45 million
Loan loss allowance
$ 1.56 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 5.22 million
Total Assets
$ 213.11 million
LIABILITIES
Total deposits
$ 189.92 million
Interest-bearing deposits
$ 143.09 million
Deposits held in domestic offices
$ 189.92 million
% insured (estimated)"
81.63%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 2.43 million
Subordinated debt
N.A.
All other liabilities
$ 0.45 millionn
Total Liabilities
$ 213.11 million
Shareholders’ Equity
$ 20.04 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 8.05 million
Total Interest Expense
$ 3.51 million
Net interest income
$ 4.54 million
Provision for loan and lease losses
$ 0.18 million
Total non interest income
$ 0.66 million
Total non interest expense
$ 4.23 million
Pre-tax Net Operating Income
$ 1.08 million
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Branches
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