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PromiseOne Bank


PromiseOne Bank is an FDIC insured institution headquartered at 2385 Pleasant Hill Rd, Duluth, GA 30096.
It was founded in 2008 and has approximately $1 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - June 18, 2026

SAVINGS RATES APY MIN
SAV
0.25% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $10,000 Compare
18 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.50% $10,000 Compare
MM RATES APY MIN
Money Market
0.75% $2,500 Compare
INT CHECKING RATES APY MIN
INTCK
0.25% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58657
Date Established 2008
Assets $ 837.01 million
Loans $ 605.41 million
Deposits $ 757.71 million
Capital $ 67.80 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 160.79 million
Interest-bearing balances $ 146.95 million
Total securities $ 53.15 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 605.41 million
Loan loss allowance $ 6.10 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.73 million
Goodwill and other intangibles $ 4.44 million
All other assets $ 16.00 million
     Total Assets $ 769.21 million

LIABILITIES
Total deposits $ 757.71 million
      Interest-bearing deposits $ 637.45 million
      Deposits held in domestic offices $ 757.71 million
      % insured (estimated)" 75.37%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 40.00 million
Subordinated debt N.A.
All other liabilities $ 1.45 millionn
      Total Liabilities $ 769.21 million
      Shareholders’ Equity $ 67.80 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 48.43 million
Total Interest Expense $ 23.42 million
Net interest income $ 25.01 million
Provision for loan and lease losses $ 1.15 million
Total non interest income $ 7.03 million
Total non interest expense $ 17.44 million
Pre-tax Net Operating Income $ 7.43 million

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