North Cambridge Co-operative Bank


North Cambridge Co-operative Bank is an FDIC insured institution headquartered at 2360 Massachusetts Ave, Cambridge, MA 02140.
It was founded in 1912 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - May 03, 2026





Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 26567
Date Established 1912
Assets $ 88.12 million
Loans $ 46.55 million
Deposits $ 61.35 million
Capital $ 25.20 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 23.67 million
Interest-bearing balances $ 19.46 million
Total securities $ 17.26 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 46.55 million
Loan loss allowance $ 0.46 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 0.54 million
     Total Assets $ 62.92 million

LIABILITIES
Total deposits $ 61.35 million
      Interest-bearing deposits $ 55.25 million
      Deposits held in domestic offices $ 61.35 million
      % insured (estimated)" 78.62%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.53 millionn
      Total Liabilities $ 62.92 million
      Shareholders’ Equity $ 25.20 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 3.25 million
Total Interest Expense $ 0.84 million
Net interest income $ 2.41 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.02 million
Total non interest expense $ 2.52 million
Pre-tax Net Operating Income $ 0.07 million

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North Cambridge Co-operative Bank Locations