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Northern Bank & Trust Company is an FDIC insured institution headquartered at
275 Mishawum Rd, Woburn, MA 01801.
It was founded in
1960 and has approximately $3 billion in assets. Customers can open an account at one of its 14 branches.
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Calculate your home equity loan options with lenders.
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 18266
Date Established
1960
Assets
$ 3.23 billion
Loans
$ 2.76 billion
Deposits
$ 2.66 billion
Capital
$ 476.01 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 132.37 million
Interest-bearing balances
$ 126.93 million
Total securities
$ 162.11 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 2.76 billion
Loan loss allowance
$ 67.42 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 5.75 million
Goodwill and other intangibles
$ 0.28 million
All other assets
$ 85.98 million
Total Assets
$ 2.75 billion
LIABILITIES
Total deposits
$ 2.66 billion
Interest-bearing deposits
$ 2.16 billion
Deposits held in domestic offices
$ 2.66 billion
% insured (estimated)"
68.92%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 16.66 million
Subordinated debt
N.A.
All other liabilities
$ 31.93 millionn
Total Liabilities
$ 2.75 billion
Shareholders’ Equity
$ 476.01 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 174.78 million
Total Interest Expense
$ 58.47 million
Net interest income
$ 116.31 million
Provision for loan and lease losses
$ 15.78 million
Total non interest income
$ 4.39 million
Total non interest expense
$ 48.29 million
Pre-tax Net Operating Income
$ 47.66 million
Customer Reviews for Northern Bank & Trust Company (1)
Rated 1.00 stars out of 5 - based on 1 reviews
Wazup
October 13, 2022 |
might be a good as a local bank, but not set up as an online bank
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
Wazup
October 13, 2022 |
might be a good as a local bank, but not set up as an online bank