Olympia Federal Savings and Loan Association
Olympia Federal Savings and Loan Association is an FDIC insured institution headquartered at
421 Capitol Way S, Olympia, WA 98501.
It was founded in
1906 and has approximately $1 billion in assets. Customers can open an account at one of its 8 branches.
Deposit Rates - May 12, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.30% | $10,000 | Compare |
|
6 Mo CD
|
0.30% | $100,000 | Compare |
|
12 Mo CD
|
0.40% | $10,000 | Compare |
|
12 Mo CD
|
0.40% | $100,000 | Compare |
|
18 Mo CD
|
0.45% | $10,000 | Compare |
|
18 Mo CD
|
0.45% | $100,000 | Compare |
|
24 Mo CD
|
0.60% | $10,000 | Compare |
|
24 Mo CD
|
0.60% | $100,000 | Compare |
|
30 Mo CD
|
0.65% | $10,000 | Compare |
|
30 Mo CD
|
0.65% | $100,000 | Compare |
|
36 Mo CD
|
0.65% | $10,000 | Compare |
|
36 Mo CD
|
0.65% | $100,000 | Compare |
|
48 Mo CD
|
0.70% | $10,000 | Compare |
|
48 Mo CD
|
0.70% | $100,000 | Compare |
|
60 Mo CD
|
0.75% | $10,000 | Compare |
|
60 Mo CD
|
0.75% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $2,500 | Compare |
|
Money Market
|
0.15% | $10,000 | Compare |
|
Money Market
|
0.15% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.05% | $2,500 |
Loan Rates - May 12, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Conforming
|
8.18% | $3,082.15 |
|
20 Year Fixed Conforming
|
8.42% | $2,752.78 |
|
30 Year Fixed Conforming
|
8.53% | $2,460.52 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Conforming
|
8.18% | $3,082.15 |
|
20 Year Fixed Conforming
|
8.42% | $2,752.78 |
|
30 Year Fixed Conforming
|
8.53% | $2,460.52 |
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
5.63% | Varies | ||
Compare with 7.75 RATE Line of Credit from Four Leaf Federal Credit Union
|
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Compare with 10.125 RATE Line of Credit from Achieve Loans
|
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Compare with RATE Line of Credit from Point Digital Finance
|
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Compare with RATE Line of Credit from PenFed Credit Union
|
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Compare with RATE Line of Credit from Unlock Technologies, Inc.
|
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Compare with RATE Line of Credit from Upstart
|
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Compare with RATE Line of Credit from AmeriSave Mortgage Corporation
|
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|
10 Year Loan
|
5.52% | $1,072.92 | ||
|
15 Year Loan
|
6.20% | $843.86 | ||
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year
|
4.47% | $743.34 |
|
4 Year
|
4.47% | $569.75 |
|
5 Year
|
4.47% | $465.73 |
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 28599 |
| Date Established | 1906 |
| Assets | $ 992.70 million |
| Loans | $ 837.58 million |
| Deposits | $ 689.73 million |
| Capital | $ 112.85 million |
Summary Balance Sheet as of December 31, 2024
| ASSETS | |
| Cash & Balances due from depository institutions | $ 41.07 million |
| Interest-bearing balances | $ 37.47 million |
| Total securities | $ 55.53 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 837.58 million |
| Loan loss allowance | $ 5.14 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 34.88 million |
| Total Assets | $ 879.85 million |
| LIABILITIES | |
| Total deposits | $ 689.73 million |
| Interest-bearing deposits | $ 630.24 million |
| Deposits held in domestic offices | $ 689.73 million |
| % insured (estimated)" | 88.61% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 32.69 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 2.29 millionn |
| Total Liabilities | $ 879.85 million |
| Shareholders’ Equity | $ 112.85 million |
Summary Income Statement as of December 31, 2024
| INCOME AND EXPENSES | |
| Total Interest Income | $ 40.95 million |
| Total Interest Expense | $ 21.50 million |
| Net interest income | $ 19.45 million |
| Provision for loan and lease losses | $ 0.29 million |
| Total non interest income | $ 2.16 million |
| Total non interest expense | $ 20.11 million |
| Pre-tax Net Operating Income | $ 2.46 million |
Customer Reviews for Olympia Federal Savings and Loan Association
Branches
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