PCSB Bank
Our records indicate that this bank has been acquired by Beacon Bank and Trust.
PCSB Bank is an FDIC insured institution headquartered at
2477 Route 6, Brewster, NY 10509.
It was founded in
1871 and has approximately $2 billion in assets. Customers can open an account at one of its 0 branches.
Deposit Rates - December 19, 2025
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Loan Rates - December 19, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year Adjustable Jumbo
|
6.53% | $2,028.72 |
|
5 Year Adjustable Jumbo
|
6.66% | $2,116.09 |
|
7 Year Adjustable Jumbo
|
6.16% | $2,116.09 |
|
10 Year Fixed Jumbo
|
5.57% | $3,484.11 |
|
15 Year Fixed Jumbo
|
6.14% | $2,768.23 |
|
20 Year Fixed Jumbo
|
6.36% | $2,454.71 |
|
30 Year Fixed Jumbo
|
6.36% | $2,099.61 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year Adjustable Jumbo
|
6.53% | $2,028.72 |
|
5 Year Adjustable Jumbo
|
6.16% | $2,116.09 |
|
7 Year Adjustable Jumbo
|
6.16% | $2,116.09 |
|
10 Year Fixed Jumbo
|
5.57% | $3,484.11 |
|
15 Year Fixed Jumbo
|
6.14% | $2,768.23 |
|
20 Year Fixed Jumbo
|
6.36% | $2,454.71 |
|
30 Year Fixed Jumbo
|
6.36% | $2,099.61 |
|
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 15995 |
| Date Established | 1871 |
| Assets | $ 2.08 billion |
| Loans | $ 1,329.08 million |
| Deposits | $ 1,776.70 million |
| Capital | $ 289.84 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 129.44 million |
| Interest-bearing balances | $ 110.38 million |
| Total securities | $ 231.37 million |
| Federal funds sold and reverse repurchase | $ 211.45 million |
| Net loans and leases | $ 1,329.08 million |
| Loan loss allowance | $ 16.31 million |
| Trading account assets | $ 8.12 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 94.31 million |
| All other assets | $ 58.54 million |
| Total Assets | $ 1,811.11 million |
| LIABILITIES | |
| Total deposits | $ 1,776.70 million |
| Interest-bearing deposits | $ 1,565.10 million |
| Deposits held in domestic offices | $ 1,776.70 million |
| % insured (estimated)" | 73.21% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | $ 8.12 million |
| Other borrowed funds | $ 58.01 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 16.54 millionn |
| Total Liabilities | $ 1,811.11 million |
| Shareholders’ Equity | $ 269.03 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 51.76 million |
| Total Interest Expense | $ 23.31 million |
| Net interest income | $ 28.46 million |
| Provision for loan and lease losses | $ 1.35 million |
| Total non interest income | $ 1.23 million |
| Total non interest expense | $ 19.72 million |
| Pre-tax Net Operating Income | $ 10.38 million |
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