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Peoples Bank & Trust of Buford


Phone: 7709321900

ACH Number: 061103153

Peoples Bank & Trust of Buford is an FDIC insured institution headquartered at 1899 Buford Hwy, Buford, GA 30518.
It was founded in 1984 and has approximately $1 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - May 04, 2026

SAVINGS RATES APY MIN
SAV
0.25% $0 Compare
CD RATES APY MIN
12 Mo CD
3.55% $500 Compare
24 Mo CD
2.02% $500 Compare
36 Mo CD
0.35% $500 Compare
48 Mo CD
0.80% $500 Compare
60 Mo CD
0.90% $500 Compare
MM RATES APY MIN
Money Market
0.40% $5,000 Compare
Money Market
1.00% $100,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.20% $50,000




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 25795
Date Established 1984
Assets $ 547.83 million
Loans $ 256.56 million
Deposits $ 494.82 million
Capital $ 49.34 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 41.59 million
Interest-bearing balances $ 36.91 million
Total securities $ 225.12 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 256.56 million
Loan loss allowance $ 3.11 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 16.15 million
     Total Assets $ 498.48 million

LIABILITIES
Total deposits $ 494.82 million
      Interest-bearing deposits $ 380.24 million
      Deposits held in domestic offices $ 494.82 million
      % insured (estimated)" 54.48%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.63 millionn
      Total Liabilities $ 498.48 million
      Shareholders’ Equity $ 49.34 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 26.76 million
Total Interest Expense $ 7.90 million
Net interest income $ 18.86 million
Provision for loan and lease losses $ 0.19 million
Total non interest income $ 1.07 million
Total non interest expense $ 10.66 million
Pre-tax Net Operating Income $ 2.02 million

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