Peoples Bank

Branches

Your current location is: New York, NY

Peoples Bank Locations

Rates - July 19, 2019

Your current location is: New York, NY

CD RATES APY MIN MAX
3 Mo CD
0.25% $1,000 - Compare
6 Mo CD
0.35% $1,000 - Compare
12 Mo CD
0.45% $1,000 - Compare
18 Mo CD
0.50% $1,000 - Compare
24 Mo CD
0.70% $1,000 - Compare
30 Mo CD
0.75% $1,000 - Compare
Special: 36 Mo CD
0.75% $1,000 - Compare
36 Mo CD
0.90% $1,000 - Compare
48 Mo CD
1.00% $1,000 - Compare
60 Mo CD
1.31% $1,000 - Compare
SAVINGS RATES APY MIN MAX
MM RATES APY MIN MAX
Money Market
0.15% $2,000 $19,999 Compare
Money Market
0.31% $20,000 - Compare
FIXED IRA RATES APY MIN MAX
Fixed IRA
0.45% $1,000 -
INT CHECKING RATES APY MIN MAX
Int Ckg
0.05% $1,000 -

Overview 2019

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9366
Date Established 1908
Assets $0.31 billion
Loans $0.24 billion
Deposits $0.28 billion
Capital $0.03 billion

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.01 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.24 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.28 billion

LIABILITIES
Total deposits $0.28 billion
      Interest-bearing deposits $0.24 billion
      Deposits held in domestic offices $0.28 billion
      % insured (estimated) 86.70%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.28 billion
      Shareholders’ Equity $0.03 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Peoples Bank is an FDIC insured institution headquartered at 160 E. Maud Avenue, Mendenhall, MS 39114.
It was founded in 1908 and has approximately $0 billion in assets. Customers can open an account at one of its 5 branches.

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only.

  • 1
    LOCAL SAVINGS
    Bank
    MISSISSIPPI
    $50,000
    N.A.
    0.11%
    0.53x (National Avg. - 0.21%)
    $100
    -
    SCENARIO
    Year Rate
    0.11%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 55 39
    2 50,055 55 39
    3 50,110 55 39
    4 50,165 55 39
    5 50,220 55 39
    6 50,276 55 39
    7 50,331 55 39
    8 50,386 55 39
    9 50,442 55 39
    10 50,497 56 39
    11 50,553 56 39
    12 50,608 56 39
    13 50,664 56 39
    14 50,720 56 39
    15 50,776 56 39
    16 50,831 56 39
    17 50,887 56 39
    18 50,943 56 39
    19 50,999 56 39
    20 51,055 56 39
    TOTAL $1,112 $778
  • 2
    ONLINE SAVINGS
    Online Bank
    -
    $50,000
    N.A.
    2.30%
    11.00x (National Avg. - 0.21%)
    $25,000
    -
    SCENARIO
    Year Rate
    2.30%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,150 805
    2 51,150 1,176 824
    3 52,326 1,204 842
    4 53,530 1,231 862
    5 54,761 1,260 882
    6 56,021 1,288 902
    7 57,309 1,318 923
    8 58,627 1,348 944
    9 59,976 1,379 966
    10 61,355 1,411 988
    11 62,766 1,444 1,011
    12 64,210 1,477 1,034
    13 65,687 1,511 1,058
    14 67,198 1,546 1,082
    15 68,743 1,581 1,107
    16 70,324 1,617 1,132
    17 71,942 1,655 1,158
    18 73,596 1,693 1,185
    19 75,289 1,732 1,212
    20 77,021 1,771 1,240
    TOTAL $28,792 $20,154