Ridgewood Savings Bank

Branches

Your current location is: New York, NY

Ridgewood Savings Bank Locations

Rates - May 22, 2019

Your current location is: New York, NY

CD RATES	APY	MIN	MAX
3 Mo CD	1.25%	$500	-	Compare
6 Mo CD	1.60%	$500	-	Compare
12 Mo CD	2.15%	$500	-	Compare
18 Mo CD	2.40%	$500	-	Compare
24 Mo CD	2.50%	$500	-	Compare
Special: 30 Mo CD	2.43%	$500	$250,000	Compare
36 Mo CD	2.60%	$500	-	Compare
48 Mo CD	2.70%	$500	-	Compare
60 Mo CD	2.80%	$500	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	2.00%	$0	-	Compare
Savings	0.30%	$100	-	Compare

MM RATES	APY	MIN	MAX
Money Market	0.20%	$1	$9,999	Compare
Money Market	0.25%	$10,000	$24,999	Compare
Money Market	1.00%	$25,000	-	Compare

FIXED IRA RATES	APY	MIN	MAX
Fixed IRA	2.15%	$500	-

VARIABLE IRA RATES	APY	MIN	MAX
Special: 30 Mo VIRA	2.43%	$500	$250,000

INT CHECKING RATES	APY	MIN	MAX
	0.10%	$100	$9,999

Overview 2019

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 16026
Date Established	1921
Assets	$5.53 billion
Loans	$3.84 billion
Deposits	$4.30 billion
Capital	$0.72 billion

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions	$0.10 billion
Interest-bearing balances	$0.07 billion
Total securities	$1.31 billion
Federal funds sold and reverse repurchase	$0.00 billion
Net loans and leases	$3.84 billion
Loan loss allowance	$0.02 billion
Trading account assets	$0.00 billion
Bank premises and fixed assets	$0.00 billion
Other real estate owned	$0.00 billion
Goodwill and other intangibles	$0.08 billion
All other assets	$0.19 billion
Total Assets	$4.81 billion

LIABILITIES
Total deposits	$4.30 billion
Interest-bearing deposits	$3.92 billion
Deposits held in domestic offices	$4.30 billion
% insured (estimated)	92.39%
Federal funds purchased and repurchase agreements	$0.00 billion
Trading liabilities	$0.00 billion
Other borrowed funds	$0.42 billion
Subordinated debt	$0.00 billion
All other liabilities	$0.09 billion
Total Liabilities	$4.81 billion
Shareholders’ Equity	$0.72 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income	$0.17 billion
Total Interest Expense	$0.05 billion
Net interest income	$0.12 billion
Provision for loan and lease losses	$0.00 billion
Total non interest income	$0.01 billion
Total non interest expense	$0.10 billion
Pre-tax Net Operating Income	$0.03 billion

Ridgewood Savings Bank is an FDIC insured institution headquartered at 7102 Forest Avenue, Ridgewood, NY 11385.
It was founded in 1921 and has approximately $6 billion in assets. Customers can open an account at one of its 39 branches.