Ridgewood Savings Bank
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Ridgewood Savings Bank Locations
Deposit Rates - May 19, 2022
SAVINGS RATES | APY | MIN | |
---|---|---|---|
SAV
|
0.60% | $0 | Compare |
Featured Home Equity Rates
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FIXED rates from 3.50% APR*. HELOC up to $400K. Funding as fast as 5 days $0 -
New American Funding
NMLS ID: 6606 / Updated 2022-05-19Access Your Home’s Equity with a Cash-Out Refinance $0 - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Owning.com
NMLS ID: 26114.787% $1,293 Fees & Points $3,255 Total
1.000 Pts ($2,500)
$755 Fees -
Zillow Home Loans, LLC
NMLS ID: 102874.707% $1,286 Fees & Points $2,380 Total
0.612 Pts ($1,530)
$850 Fees -
Magnolia Bank
NMLS ID: 4230284.962% $1,324 Fees & Points $2,500 Total
1.000 Pts ($2,500)
$0 Fees -
Magnolia Bank
NMLS ID: 4230284.962% $1,324 Fees & Points $2,500 Total
1.000 Pts ($2,500)
$0 Fees -
Zillow Home Loans, LLC
NMLS ID: 102874.707% $1,286 Fees & Points $2,380 Total
0.612 Pts ($1,530)
$850 Fees -
Owning.com
NMLS ID: 26114.787% $1,293 Fees & Points $3,255 Total
1.000 Pts ($2,500)
$755 Fees -
5.970% $1,479 Fees & Points $2,560 Total
0.706 Pts ($1,765)
$795 Fees -
New American Funding
NMLS ID: 66065.142% $1,343 Fees & Points $4,044 Total
0.966 Pts ($2,415)
$1,629 Fees -
Quicken Loans NMLS #3030
NMLS ID: 30306.002% $1,479 Fees & Points $3,438 Total
0.875 Pts ($2,188)
$1,250 Fees -
CashCall Mortgage
NMLS ID: 1282315.339% $1,381 Fees & Points $2,500 Total
1.000 Pts ($2,500)
$0 Fees -
Beeline Loans, Inc.
NMLS ID: 17999474.847% $1,305 Fees & Points $2,816 Total
0.727 Pts ($1,818)
$999 Fees -
CHASE
NMLS ID: 3997985.689% $1,440 Fees & Points $1,765 Total
0.706 Pts ($1,765)
$0 Fees -
Reali Loans, Inc.
NMLS ID: 9913975.924% $1,459 Fees & Points $4,750 Total
0.900 Pts ($2,250)
$2,500 Fees -
Rocket Mortgage
NMLS ID: 30305.635% $1,420 Fees & Points $3,750 Total
1.000 Pts ($2,500)
$1,250 Fees -
First Internet Bank
NMLS ID: 4241824.959% $1,324 Fees & Points $2,405 Total
0.962 Pts ($2,405)
$0 Fees -
4.980% $1,324 Fees & Points $3,028 Total
0.813 Pts ($2,032)
$995 Fees -
AmeriSave Mortgage Corporation
NMLS ID: 1168Fees & Points Total
Pts ($0)
$0 Fees - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Overview 2022
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 16026 |
Date Established | 1921 |
Assets | $ 6.77 billion |
Loans | $ 3.80 billion |
Deposits | $ 5.42 billion |
Capital | $ 856.28 million |
Summary Balance Sheet
ASSETS | |
Cash & Balances due from depository institutions | $ 236.53 million |
Interest-bearing balances | $ 201.35 million |
Total securities | $ 2.18 billion |
Federal funds sold and reverse repurchase | $ 222.58 million |
Net loans and leases | $ 3.80 billion |
Loan loss allowance | $ 26.76 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | $ 0.22 million |
Goodwill and other intangibles | $ 80.21 million |
All other assets | $ 230.35 million |
Total Assets | $ 5.91 billion |
LIABILITIES | |
Total deposits | $ 5.42 billion |
Interest-bearing deposits | $ 4.87 billion |
Deposits held in domestic offices | $ 5.42 billion |
% insured (estimated) | 90.13% |
Federal funds purchased and repurchase agreements | N.A. |
Trading liabilities | N.A. |
Other borrowed funds | $ 392.85 million |
Subordinated debt | N.A. |
All other liabilities | $ 98.88 millionn |
Total Liabilities | $ 5.91 billion |
Shareholders’ Equity | $ 856.28 million |
Summary Income Statement
INCOME AND EXPENSES | |
Total Interest Income | $ 166.75 million |
Total Interest Expense | $ 37.10 million |
Net interest income | $ 129.66 million |
Provision for loan and lease losses | N.A. |
Total non interest income | $ 13.04 million |
Total non interest expense | $ 101.87 million |
Pre-tax Net Operating Income | $ 41.04 million |
Ridgewood Savings Bank is an FDIC insured institution headquartered at
7102 Forest Avenue, Ridgewood, NY 11385.
It was founded in
1921 and has approximately $7 billion in
assets. Customers can open an account at one of its 39 branches.
Customer Reviews for Ridgewood Savings Bank
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1ONLINE SAVINGSBank-$50,000N.A.0.60%5.26x (National Avg. - 0.11%)$0-SCENARIO
Year Rate
0.60%Annual
InterestAnnual Interest
(After Tax)1 50,000 300 210 2 50,300 302 211 3 50,602 304 213 4 50,905 305 214 5 51,211 307 215 6 51,518 309 216 7 51,827 311 218 8 52,138 313 219 9 52,451 315 220 10 52,766 317 222 11 53,082 318 223 12 53,401 320 224 13 53,721 322 226 14 54,044 324 227 15 54,368 326 228 16 54,694 328 230 17 55,022 330 231 18 55,352 332 232 19 55,684 334 234 20 56,019 336 235 TOTAL $6,355 $4,448 - 2ONLINE SAVINGSOnline Bank-$50,000N.A.0.85%7.46x (National Avg. - 0.11%)$2,500-SCENARIO
Year Rate
0.85%Annual
InterestAnnual Interest
(After Tax)1 50,000 425 298 2 50,425 429 300 3 50,854 432 303 4 51,286 436 305 5 51,722 440 308 6 52,161 443 310 7 52,605 447 313 8 53,052 451 316 9 53,503 455 318 10 53,958 459 321 11 54,416 463 324 12 54,879 466 327 13 55,345 470 329 14 55,816 474 332 15 56,290 478 335 16 56,769 483 338 17 57,251 487 341 18 57,738 491 344 19 58,229 495 346 20 58,724 499 349 TOTAL $9,223 $6,456
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