Ridgewood Savings Bank

Branches

Your current location is: New York, NY

Ridgewood Savings Bank Locations

Rates - May 22, 2019

Your current location is: New York, NY

CD RATES APY MIN MAX
3 Mo CD
1.25% $500 - Compare
6 Mo CD
1.60% $500 - Compare
12 Mo CD
2.15% $500 - Compare
18 Mo CD
2.40% $500 - Compare
24 Mo CD
2.50% $500 - Compare
Special: 30 Mo CD
2.43% $500 $250,000 Compare
36 Mo CD
2.60% $500 - Compare
48 Mo CD
2.70% $500 - Compare
60 Mo CD
2.80% $500 - Compare
SAVINGS RATES APY MIN MAX
SAV
2.00% $0 - Compare
Savings
0.30% $100 - Compare
MM RATES APY MIN MAX
Money Market
0.20% $1 $9,999 Compare
Money Market
0.25% $10,000 $24,999 Compare
Money Market
1.00% $25,000 - Compare
FIXED IRA RATES APY MIN MAX
Fixed IRA
2.15% $500 -
VARIABLE IRA RATES APY MIN MAX
Special: 30 Mo VIRA
2.43% $500 $250,000
INT CHECKING RATES APY MIN MAX
0.10% $100 $9,999

Overview 2019

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16026
Date Established 1921
Assets $5.53 billion
Loans $3.84 billion
Deposits $4.30 billion
Capital $0.72 billion

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.10 billion
Interest-bearing balances $0.07 billion
Total securities $1.31 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $3.84 billion
Loan loss allowance $0.02 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.08 billion
All other assets $0.19 billion
     Total Assets $4.81 billion

LIABILITIES
Total deposits $4.30 billion
      Interest-bearing deposits $3.92 billion
      Deposits held in domestic offices $4.30 billion
      % insured (estimated) 92.39%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.42 billion
Subordinated debt $0.00 billion
All other liabilities $0.09 billion
      Total Liabilities $4.81 billion
      Shareholders’ Equity $0.72 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.17 billion
Total Interest Expense $0.05 billion
Net interest income $0.12 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.01 billion
Total non interest expense $0.10 billion
Pre-tax Net Operating Income $0.03 billion

Ridgewood Savings Bank is an FDIC insured institution headquartered at 7102 Forest Avenue, Ridgewood, NY 11385.
It was founded in 1921 and has approximately $6 billion in assets. Customers can open an account at one of its 39 branches.